Loan Census Banking News and Information
August 16, 2022  
 
 
  Business Loan Information  
 

Small Business Lenders in San Carlos, California

 
Loan Census SBA Loan Info

Small business loans in San Carlos, California are available. You just need to talk to the right bank.

If you are hoping to get a small business loan and your business is based in San Carlos, California, we've assembled a list of local small business banks that you should contact.

Local San Carlos Business Loan Sources

To help you learn more about local small business lenders, here's our list of small business banks in San Carlos.

Small Business Bank Recent SBA Loans
Bank Of America  

Banks that Lend to San Carlos Businesses

This is a list of banks outside of San Carlos, California that have provided SBA loans to San Carlos businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Banco Popular North America
New York City, NY
1
Bank - Santa Clara A Division
Santa Clara, CA
1
Bank Of America
Charlotte, NC
12
Bank Of The West
San Francisco, CA
2
Bay Area Bank, A Division Of
Redwood City, CA
1
Bridge Bank
San Jose, CA
4
Business Loan Center, LLC
New York, NY
1
California Bank & Trust
Sacramento, CA
5
Capital One
Mclean, VA
6
Cit Small Business Lending Corp
Livingston, NJ
3
Citibank
Las Vegas, NV
6
Citibank
San Francisco, CA
12
Comerica Bank
Dallas, TX
3
Comerica Bank
Santa Cruz, CA
1
Cupertino National Bank A Division
Cupertino, CA
3
First Bank
Newport Beach, CA
1
First National Bank - Northern Calif
San Francisco, CA
1
First National Bank - Northern Calif
South San Francisco, CA
1
Ge Cap. Small Business Finan Corp
St. Louis, MO
2
Greater Bay Bank
Palo Alto, CA
1
Heritage Bank Of Commerce
San Jose, CA
1
Innovative Bank
Oakland, CA
3
Lehman Brothers Bank, FSB
Wilmington, DE
1
Nara Bank
Los Angeles, CA
1
Pacific Western Bank
Escondido, CA
1
Peninsula Bank - Commerce A Divi
Millbrae, CA
1
Small Business Loan Source LLC
Houston, TX
1
Tamalpais Bank
San Rafael, CA
1
U.S. Bank National Association
Cincinnati, OH
12
Union Bank Of California
San Francisco, CA
2
United American Bank
San Mateo, CA
1
United Commercial Bank
San Francisco, CA
2
Wachovia SBA Lending, Inc.
Roseville, CA
3
Washington Mutual Bank
Henderson, NV
2
Wells Fargo Bank
Sacramento, CA
1
Wells Fargo Bank
San Jose, CA
12
Wells Fargo Bank
Sioux Falls, SD
4

Business Loan Advice for San Carlos Businesses

Prior to reaching out to lenders to discuss getting a bank loan, you will need to determine exactly what size loan you will be asking for.

You need to be able to clearly explain your business, explain how much you want to borrow, define how the money will be used, and show how you intend to to pay the loan back to the lender.

Being able to present a well-written business plan is is critically important. If the money is to for an existing business, you should also have financial statements covering the last three years. In addition, you should itemize what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to pledge your personal assets, such as stocks and bonds that you might own or life insurance policies. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list are SBA lenders. Before meeting with the banker, you may want to do your homework on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Our Gaebler.com site is devoted to helping entrepreneurs, and we have a lot of resources related to to Raising Money. If you want to learn about raising money, we would suggest you read Angel Investors.

More Business Loan Info for California
Get a Business Loan in San Bruno
Get a Business Loan in San Clemente

Browse All Business Loan Sources for California