Loan Census Banking News and Information
August 16, 2022  
 
 
  Business Loan Information  
 

San Fernando, California Small Business Loans

 
Loan Census SBA Loan Info

Getting a business loan in San Fernando, California seems challenging at first, but we're here to help you get started.

If you are hoping to get a small business loan and your business is based in San Fernando, California, we've assembled a list of local small business banks that you should contact.

Local San Fernando Lending Resources

To assist you in finding a small business banker, here's our list of small business banks in San Fernando.

Small Business Bank Recent SBA Loans
Bank Of America  

Other Lending Resources for San Fernando Businesses

This is a list of banks outside of San Fernando, California that have provided SBA loans to San Fernando businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
1st Centennial Bank
Redlands, CA
1
Alliance Bank
Culver City, CA
1
Banco Popular North America
New York City, NY
1
Bank Of America
Charlotte, NC
26
Bank Of The West
San Francisco, CA
1
California Bank & Trust
Sacramento, CA
1
Capital One
Mclean, VA
3
Cit Small Business Lending Corp
Livingston, NJ
1
Citibank
Las Vegas, NV
3
Citibank
San Francisco, CA
2
Citizens Business Bank
Burbank, CA
1
Comerica Bank
Dallas, TX
2
Far East National Bank
Los Angeles, CA
1
First Private Bank & Trust
Encino, CA
3
Ge Cap. Small Business Finan Corp
St. Louis, MO
1
Hanmi Bank
Los Angeles, CA
3
Innovative Bank
Oakland, CA
3
Lehman Brothers Bank, FSB
Wilmington, DE
1
Mirae Bank
Los Angeles, CA
1
Nara Bank
Los Angeles, CA
3
National Bank Of California
Los Angeles, CA
2
Oneunited Bank
Boston, MA
1
Pacific Cap. Bank
Santa Barbara, CA
1
Pacific City Bank
Los Angeles, CA
1
Pacific Western Bank
Los Angeles, CA
1
Pacific Western Bank
Rosemead, CA
1
Professional Business Bank
Pasadena, CA
1
Sce Fcu
Irwindale, CA
1
Sunwest Bank
Tustin, CA
1
Superior Financial Group, LLC
Walnut Creek, CA
1
Telesis Community Cu
Chatsworth, CA
2
Temecula Valley Bank
Temecula, CA
1
U.S. Bank National Association
Cincinnati, OH
11
Union Bank Of California
San Francisco, CA
3
Washington Mutual Bank
Henderson, NV
3
Wells Fargo Bank
Carlsbad, CA
1
Wells Fargo Bank
San Jose, CA
7
Wilshire State Bank
Los Angeles, CA
3

San Fernando Bank Loan Tips

Prior to contacting banks to get a bank loan, you will need to develop the specifics of your loan request.

You need to be able to clearly explain your business, explain how much you want to borrow, describe what the money will finance, and show your ability to pay the loan back to the bank.

Having a business plan is an important prerequisite. If the bank loan is to for an existing business, you should also have financial statements covering the last three years. In addition, you should itemize what collateral you have available to guarantee the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to pledge your personal assets, such as your individual retirement account or pension plan. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list are SBA lenders. Before meeting with the banker, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are serious about Raising Money, you need to learn as much as you can. If you haven't read it already, we recommend you review 504 Loans.

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