Loan Census Banking News and Information
August 16, 2022  
 
 
  Business Loan Information  
 

San Bernardino, California Business Loan

 
Loan Census SBA Loan Info

Raising money in San Bernardino, California? If so, you'll want to talk to some of these small business lenders in San Bernardino.

This article is written specifically for small business proprietors in San Bernardino, California who are interested in getting a small business loan.

Local San Bernardino Lenders

Without further adieu, here's our list of small business banks in San Bernardino.

Small Business Bank Recent SBA Loans
Arrowhead Central Cu 33
Bank Of America  
Bank of San Bernardino  
Bankers Life & Casuality  
Business Bank of California  
C & M Financial- Inc.  
California Bank & Trust - Branch Offices San Bernardino- Branch Offices- San Bernar  
Cardtronics  
Union Bank Of California 90

Banks that Lend to San Bernardino Businesses

This is a list of banks outside of San Bernardino, California that have provided SBA loans to San Bernardino businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
1st Centennial Bank
Redlands, CA
3
Alliance Bank
Culver City, CA
4
American Security Bank
Santa Ana, CA
2
Banco Popular North America
New York City, NY
8
Bank Of America
Charlotte, NC
61
Bank Of The West
San Francisco, CA
1
Bbva Bancomer Usa
Diamond Bar, CA
1
Borrego Springs Bank
Borrego Springs, CA
1
Business Loan Center, LLC
Panama City Beach, FL
2
Business Loan Center, LLC
Richmond, VA
1
California Bank & Trust
Sacramento, CA
16
California Bank & Trust
San Diego, CA
1
Capital One
Mclean, VA
11
Cathay Bank
Los Angeles, CA
1
Center Bank
Los Angeles, CA
17
Cit Small Business Lending Corp
Livingston, NJ
4
Citibank
Las Vegas, NV
3
Citibank
New York City, NY
1
Citibank
San Francisco, CA
1
Citizens Business Bank
Ontario, CA
2
Comerica Bank
Dallas, TX
15
Comerica Bank
San Jose, CA
2
Community Bank
Pasadena, CA
10
Community W. Bank
Goleta, CA
1
Discovery Bank
San Marcos, CA
1
East West Bank, A Division Of
Victorville, CA
1
First Bank
Chula Vista, CA
1
First National Bank Of Arizona
Phoenix, AZ
1
First Private Bank & Trust
Encino, CA
1
Fullerton Community Bank, FSB
Fullerton, CA
2
Ge Cap. Small Business Finan Corp
St. Louis, MO
1
Grow America Fund Inc
New York, NY
6
Hanmi Bank
Los Angeles, CA
12
Inland Commun Bank
Duarte, CA
2
Inland Commun Bank
Ontario, CA
1
Inland Commun Bank
Rialto, CA
2
Innovative Bank
Oakland, CA
9
Internatl City Bank
Long Beach, CA
5
Lehman Brothers Bank, FSB
Wilmington, DE
2
Merchants Bank - California Natl
Carson, CA
2
Nara Bank
Los Angeles, CA
7
Orange County Business Bank
Newport Beach, CA
1
Pacific Cap. Bank
Santa Barbara, CA
1
Pacific City Bank
Los Angeles, CA
4
Pacific Western Bank
Escondido, CA
7
Pacific Western Bank
Rancho Santa Fe, CA
1
Pacific Western Bank
South Pasadena, CA
1
Saehan Bank
Los Angeles, CA
4
Security Bank Of California
Riverside, CA
1
Small Business Loan Source LLC
Houston, TX
1
Southland Credit Union
Downey, CA
1
Stearns Bank
Saint Cloud, MN
1
Superior Financial Group, LLC
Walnut Creek, CA
2
Telesis Community Cu
Chatsworth, CA
2
Temecula Valley Bank
Temecula, CA
12
Tomatobank
City Of Industry, CA
1
U.S. Bank National Association
Cincinnati, OH
3
Umpqua Bank
Napa, CA
1
Union Bank Of California
Hemet, CA
1
Union Bank Of California
San Francisco, CA
3
United Commercial Bank
San Francisco, CA
4
Uniti Bank
Buena Park, CA
5
Us Metro Bank
Garden Grove, CA
1
Vineyard Bank
Corona, CA
3
Wachovia SBA Lending, Inc.
Roseville, CA
2
Washington Mutual Bank
Henderson, NV
8
Washington Mutual Bank
Seattle, WA
1
Wells Fargo Bank
Auburn, CA
1
Wells Fargo Bank
Carlsbad, CA
5
Wells Fargo Bank
San Jose, CA
16
Wells Fargo Bank
Sioux Falls, SD
3
Wells Fargo Bank
West Covina, CA
1
Wilshire State Bank
Los Angeles, CA
13

San Bernardino Business Loan Advice

As a prerequisite to meeting with banks to discuss getting a bank loan, you will need to have a specific plan.

You need to be able to clearly explain your business, explain how much you want to borrow, define how the money will be used, and show your ability to pay the loan back to the bank.

Having a business plan is an important prerequisite. If the financing is to for a company that is already doing business, you should also have financial statements covering the last three years. You will also need to discuss what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, the bank may ask you to to pledge your personal assets, such as the equity in your home. The banks will look at your personal credit report in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list are SBA lenders. Before meeting with the banker, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are serious about Raising Money, you need to get up to speed on the subject. If you haven't read it already, we recommend you review Borrowing Money from Friends and Family.

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