Loan Census Banking News and Information
April 21, 2021  
 
 
  Business Loan Information  
 

Small Business Lenders in Oakhurst, California

 
Loan Census SBA Loan Info

I need a loan for my business in Oakhurst, California! If that's what's on your mind, you've come to the right place.

If you are looking for a small business loan and your business is based in Oakhurst, California, we've assembled a list of local small business banks that you should contact.

Local Oakhurst Business Lenders

To assist you in finding a small business banker, here's our list of small business banks in Oakhurst.

Small Business Bank Recent SBA Loans
Bank Of America  
Bank Of Madera County 1
Central Valley Community Bank 24
Premier Valley Bank 1
United Security Bank 3

Business Loan Providers for Oakhurst Businesses

This is a list of banks outside of Oakhurst, California that have provided SBA loans to Oakhurst businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Bank Of America
Charlotte, NC
5
Bank Of The Sierra
Porterville, CA
1
Business Loan Center, LLC
New York, NY
1
California Bank & Trust
Sacramento, CA
1
Central Valley Community Bank
Clovis, CA
2
Cit Small Business Lending Corp
Livingston, NJ
1
Heritage Bank Of Commerce
San Jose, CA
1
Nara Bank
Los Angeles, CA
1
Premier Valley Bank
Fresno, CA
2
Saehan Bank
Los Angeles, CA
1
Superior Financial Group, LLC
Walnut Creek, CA
1
Temecula Valley Bank
Temecula, CA
1
United Security Bank
Fresno, CA
1
Wachovia SBA Lending, Inc.
Roseville, CA
1
Wells Fargo Bank
San Jose, CA
4

Business Loan Advice for Oakhurst Businesses

Prior to contacting lenders for a loan, you will need to determine exactly what size loan you will be asking for.

You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, walk the banker through the planned use of proceeds, and show how you intend to to pay the money back to the lender.

Having a business plan is is critically important. If the bank loan is to for a going concern, you should also have financial statements covering the last three years. You will also need to discuss what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, the bank may ask you to to to guarantee the loan with your personal assets, such as stocks and bonds that you might own or life insurance policies. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Before you sit down to talk with a small business banker, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are planning on Raising Money, you need to educate yourself. If you haven't read it already, we recommend you review Borrowing Money from Friends and Family.

Business Loan Sources for Other Cities in California
Get a Business Loan in Oakdale
Get a Business Loan in Oakland

Browse All Business Loan Sources for California