Loan Census Banking News and Information
March 29, 2024  
 
 
  Business Loan Information  
 

Miamisburg, Ohio Business Loan

 
Loan Census SBA Loan Info

Raising money in Miamisburg, Ohio? If so, you'll want to talk to some of these small business lenders in Miamisburg.

These materials were prepared for small business proprietors in Miamisburg, Ohio who are interested in getting a small business loan.

Local Miamisburg Banks

Without further adieu, here's our list of small business banks in Miamisburg.

Small Business Bank Recent SBA Loans
Farmers & Merchants Bank 1
Fifth Third Bank - Bank Mart 7-Day-A-Week Locations- Miamisburg Bank  
Fifth Third Mortgage Company - South  
River Valley Cu 8

Business Loan Providers for Miamisburg Businesses

This is a list of banks outside of Miamisburg, Ohio that have provided SBA loans to Miamisburg businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Banco Popular North America
New York City, NY
2
Cit Small Business Lending Corp
Livingston, NJ
2
Fifth Third Bank
Cincinnati, OH
7
Fifth Third Bank
Dayton, OH
4
Fifth Third Bank
Grand Rapids, MI
1
First Finan Bank
Hamilton, OH
3
Jpmorgan Chase Bank
Houston, TX
17
Jpmorgan Chase Bank
Phoenix, AZ
2
Keybank National Association
Cleveland, OH
3
Liberty Savings Bank, F.s.b.
Wilmington, OH
1
National City Bank
Cleveland, OH
7
The Huntington National Bank
Columbus, OH
4
The Huntington National Bank
Zanesville, OH
2
U.S. Bank National Association
Cincinnati, OH
4
Wachovia SBA Lending, Inc.
Roseville, CA
1

Miamisburg Business Loan Advice

Prior to contacting lenders for a loan, you will need to determine exactly what size loan you will be asking for.

You need to be able to clearly explain your business, explain how much you want to borrow, describe what the money will finance, and show how you intend to to pay the loan back to the lender.

Having a business plan is an important prerequisite. If the financing is to for a company that is already doing business, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which you cannot repay the loan.

If the business has few assets, you will likely be asked to to guarantee the loan with your personal assets, such as stocks and bonds that you might own or life insurance policies. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Before meeting with the banker, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are new to our Gaebler.com site, you should know that we are all about aiding entrepreneurs, and we have a lot of resources related to to Raising Money. For example, one article that might be of interest to you is 504 Loans.

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