Loan Census Banking News and Information
April 15, 2021  
 
 
  Business Loan Information  
 

Arcadia, California Business Loan

 
Loan Census SBA Loan Info

Looking for a Arcadia, California small business loan? We were annoyed by how hard it was to find city-specific small business lenders so we created this page just for you.

This article is written specifically for small business owners in Arcadia, California who are interested in getting a small business loan.

Local Arcadia Business Lenders

To help you learn more about local small business lenders, here's our list of small business banks in Arcadia.

Small Business Bank Recent SBA Loans
American Premier Bank Corporation  
Bank Of America  
California Bank & Trust - Branch Offices- Arcadia  
Cathay Bank  

Lenders for Arcadia Businesses

This is a list of banks outside of Arcadia, California that have provided SBA loans to Arcadia businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Alliance Bank
Culver City, CA
1
Bank Of America
Charlotte, NC
56
Bbva Bancomer Usa
Moreno Valley, CA
1
Beach Business Bank
Manhattan Beach, CA
1
Bridge Bank
San Jose, CA
1
California Bank & Trust
Sacramento, CA
6
California Bank & Trust
San Diego, CA
2
Capital One
Mclean, VA
8
Cathay Bank
Alhambra, CA
3
Center Bank
Los Angeles, CA
1
Citibank
Las Vegas, NV
7
Citibank
San Francisco, CA
7
Citizens Business Bank
Ontario, CA
1
Comerica Bank
Dallas, TX
1
Community Bank
Pasadena, CA
1
East West Bank
Pasadena, CA
1
East West Bank
San Marino, CA
1
First Bank
Creve Coeur, MO
1
First Standard Bank
Los Angeles, CA
1
Hanmi Bank
Los Angeles, CA
2
Hsbc Bank Usa
Buffalo, NY
3
Innovative Bank
Oakland, CA
12
Lehman Brothers Bank, FSB
Wilmington, DE
1
Mirae Bank
Los Angeles, CA
1
Nara Bank
Los Angeles, CA
1
Pacific City Bank
Los Angeles, CA
2
Pacific Western Bank
Escondido, CA
1
Pacific Western Bank
Huntington Beach, CA
1
Pacific Western Bank
Pico Rivera, CA
1
Pacific Western Bank
Rancho Santa Fe, CA
1
Pff Bank & Trust
Pomona, CA
1
Saehan Bank
Los Angeles, CA
3
Temecula Valley Bank
Temecula, CA
1
Tomatobank
City Of Industry, CA
1
U.S. Bank National Association
Cincinnati, OH
4
Union Bank Of California
Simi Valley, CA
1
United Commercial Bank
Rosemead, CA
2
United Commercial Bank
San Francisco, CA
4
Washington Mutual Bank
Henderson, NV
4
Wells Fargo Bank
San Jose, CA
3
Wells Fargo Bank
Sioux Falls, SD
3
Wilshire State Bank
Los Angeles, CA
5

Arcadia Business Loan Advice

Prior to contacting lenders to discuss getting a bank loan, you will need to determine exactly what size loan you will be asking for.

You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, walk the banker through the planned use of proceeds, and show how you plan to pay the money back to the lender.

Being able to present a well-written business plan is essential. If the loan is to for a going concern, you should also have financial statements covering the last three years. In addition, you should itemize what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to pledge your personal assets, such as stocks and bonds that you might own or life insurance policies. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Before you sit down to talk with a small business banker, you may want to do your homework on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Take the time to learn as much as you can about Raising Money. To get started, we recommend you read Choosing VC Firms.

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