Loan Census Banking News and Information
March 29, 2024  
 
 
  Business Loan Information  
 

Business Loan Woodstock, Georgia

 
Loan Census SBA Loan Info

Getting a business loan in Woodstock, Georgia seems challenging at first, but we're here to help you get started.

We wrote this article for entrepreneurs in Woodstock, Georgia who are interested in getting debt financing.

Local Woodstock Lenders

To assist you in finding a small business banker, here's our list of small business banks in Woodstock.

Small Business Bank Recent SBA Loans
Bank Of America  
Bank of North Georgia - Woodstock Office  
Bank of Woodstock A Divison of United Security BNK  
Community W. Bank 35
Crescent Bank & Trust 6
Fair Market Exchange  
First Cherokee State Bank 23
First Covenant Bank 3
First National  
Geist Sheila Holliday  
Ironstone Bank  
Security Bank Of North Metro 27

Banks that Lend to Woodstock Businesses

This is a list of banks outside of Woodstock, Georgia that have provided SBA loans to Woodstock businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Amer Express Centurion Bk
Salt Lake City, UT
1
Atlanta Business Bank
Atlanta, GA
1
Bank Of America
Charlotte, NC
54
Bank Of North Georgia
Alpharetta, GA
2
Bank Of North Georgia
Marietta, GA
1
Bank Of The West
San Francisco, CA
1
Bank Of The West
Truckee, CA
1
Borrego Springs Bank
Borrego Springs, CA
1
Branch Bank & Trust
Conyers, GA
1
Branch Bank & Trust
Covington, GA
2
Branch Bank & Trust
Winston Salem, NC
3
Business Lenders, LLC
Hartford, CT
1
Business Loan Center, LLC
New York, NY
2
Business Loan Center, LLC
Panama City Beach, FL
6
Business Loan Center, LLC
Richmond, VA
1
California Bank & Trust
Sacramento, CA
2
Capital One
Mclean, VA
7
Cit Small Business Lending Corp
Livingston, NJ
6
Columbus Bank & Trust
Columbus, GA
2
Community Bank & Trust
Cornelia, GA
2
Cornerstonebank
Atlanta, GA
1
Crescent Bank & Trust
Jasper, GA
25
First Charter Bank
Charlotte, NC
1
First Charter Bank
Lawrenceville, GA
3
First Intercontinental Bank
Doraville, GA
2
First National Bank - Gwinnett
Duluth, GA
1
First National Bank Of Arizona
Scottsdale, AZ
1
Georgia State Bank
Kennesaw, GA
1
Haven Trust Bank
Duluth, GA
7
Innovative Bank
Oakland, CA
7
Lehman Brothers Bank, FSB
Wilmington, DE
1
Loans From Old Closed Lenders
Washington, DC
1
Metro City Bank
Doraville, GA
1
Nara Bank
Los Angeles, CA
2
Natl Consumer Cooperative
Washington, DC
1
Omni National Bank
Atlanta, GA
1
Rbc Centura Bank
Atlanta, GA
6
Rbc Centura Bank
Norcross, GA
1
Regions Bank
Atlanta, GA
1
Saehan Bank
Los Angeles, CA
1
Sunrise Bank Of Atlanta
Atlanta, GA
1
Suntrust Bank
Atlanta, GA
1
Suntrust Bank
Richmond, VA
1
Temecula Valley Bank
Temecula, CA
1
The Foster Bank
Chicago, IL
5
The Huntington National Bank
Columbus, OH
2
The Privatebank
Atlanta, GA
7
U.S. Bank National Association
Cincinnati, OH
1
United Commercial Bank
Atlanta, GA
5
United Community Bank
Blairsville, GA
1
United Community Bank
Rome, GA
1
United Security Bank
Sparta, GA
1
Wachovia Bank
Birmingham, AL
1
Wachovia Bank
Charlotte, NC
2
Wachovia Bank
Winston Salem, NC
2
Wachovia SBA Lending, Inc.
Roseville, CA
6
Washington Mutual Bank
Henderson, NV
3

Tips for Getting a Business Loan in Woodstock

Prior to meeting with banks for a loan, you will need to develop the specifics of your loan request.

You need to be able to clearly explain your business, explain how much you want to borrow, describe what the money will finance, and show how you plan to pay the loan back to the bank.

A well-defined business plan is is critically important. If the financing is to for a going concern, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to to guarantee the loan with your personal assets, such as your individual retirement account or pension plan. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of these banks participate in the financial assistance programs available through the SBA. Prior to visiting local banks, you may want to do your homework on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Invest the time to learn as much as you can about Raising Money. To get the ball rolling, we recommend you read Business Line of Credit.

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