Loan Census Banking News and Information
March 29, 2024  
 
 
  Business Loan Information  
 

Small Business Lenders in Wilmington, North Carolina

 
Loan Census SBA Loan Info

Small business loans in Wilmington, North Carolina are available. You just need to talk to the right bank.

If you are looking for a small business loan and your business is based in Wilmington, North Carolina, we've put together a list of local small business banks that you should contact.

Local Wilmington Banks

To help you learn more about local small business lenders, here's our list of small business banks in Wilmington.

Small Business Bank Recent SBA Loans
ATM USA  
Banc of America Investment Services Inc  
Banc Of America Investment Services- Inc  
Bank Of America  
Bank of Wilmington - Main Office  
Bank of Wilmington - Pine Valley  
BB & T - Branches- 17th Street  
BB & T - Branches- Main  
BB & T - Branches- Ogden  
BB & T - Branches- Oleander Drive  
BB & T - Branches- South College  
BB & T - Branches- University  
BB & T - Branches- Wrightsville Beach- ATM Location  
Branch Bank & Trust 19
Carolina First Bank 1
Central Carolina Bank & Trust Company  
CEWD Community Credit Union  
Coastal Business Capital  
Coastal Federal Bank  
Cooperative Bank  
Fastloan.com  
First Citizens Bank  
First Gaston Bank Mortgage  
First Union BLDG Leasing Agent  
First Union Building  
First-citizens Bank & Trust 2
FNB Southeast  
Fsnb Armed SVCS Bank  
Fsnb-Fort Sill National Bank  
Mortgage South LLC  
Newbridge Bank 9
Rbc Centura Bank 1
Suntrust Bank 3
Waccamaw Bank 4

Lenders for Wilmington Businesses

This is a list of banks outside of Wilmington, North Carolina that have provided SBA loans to Wilmington businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Amer Express Centurion Bk
Salt Lake City, UT
1
Banco Popular De Puerto Rico
San Juan, PR
1
Banco Popular North America
New York City, NY
1
Banco Popular North America
Orlando, FL
1
Bank Of America
Charlotte, NC
66
Branch Bank & Trust
Myrtle Beach, SC
1
Branch Bank & Trust
Winston Salem, NC
7
Business Lenders, LLC
Hartford, CT
1
Business Loan Center, LLC
Panama City Beach, FL
2
Business Loan Center, LLC
Richmond, VA
1
California Bank & Trust
Sacramento, CA
2
Capital One
Mclean, VA
26
Cit Small Business Lending Corp
Livingston, NJ
9
Comerica Bank
Dallas, TX
2
Commerce Bank
Flemington, NJ
1
Community W. Bank
Goleta, CA
1
First-citizens Bank & Trust
Raleigh, NC
2
Ge Cap. Small Business Finan Corp
St. Louis, MO
1
Innovative Bank
Oakland, CA
19
Lehman Brothers Bank, FSB
Wilmington, DE
1
Ncb, FSB
Hillsboro, OH
1
New Century Bank
Dunn, NC
4
Newtek Small Business Finance Inc.
New York, NY
1
Rbc Centura Bank
Raleigh, NC
4
Self-help Cu
Durham, NC
5
Self-help Cu
Greensboro, NC
7
Suntrust Bank
Atlanta, GA
1
Suntrust Bank
Cary, NC
1
Suntrust Bank
Richmond, VA
1
Superior Financial Group, LLC
Walnut Creek, CA
13
Temecula Valley Bank
Temecula, CA
1
Waccamaw Bank
Whiteville, NC
1
Wachovia Bank
Charlotte, NC
4
Wachovia Bank
Winston Salem, NC
4
Wachovia SBA Lending, Inc.
Roseville, CA
3
Wells Fargo Bank
Minneapolis, MN
2
Wells Fargo Bank
San Jose, CA
1
Wells Fargo Bank
Sioux Falls, SD
1

Business Loan Advice for Wilmington Businesses

Prior to reaching out to banks to get a bank loan, you will need to develop the specifics of your loan request.

You need to be able to clearly explain your business, explain how much you want to borrow, walk the banker through the planned use of proceeds, and show how you intend to to pay the loan back to the bank.

A well-defined business plan is an important prerequisite. If the financing is to for a going concern, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to guarantee the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to secure the business with your personal assets, such as your individual retirement account or pension plan. The banks will look at your personal credit report in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of these banks participate in the financial assistance programs available through the SBA. Before you sit down to talk with a small business banker, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Gaebler.com is a site that is deeply committed to supporting small business owners, and we have a lot of useful articles about to Raising Money. If raising money is on your to-do list, we would suggest you read 504 Loans.

More Business Loan Info for North Carolina
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