Loan Census Banking News and Information
December 6, 2021  
  Business Loan Information  

Wilmington, Delaware Business Loan

Loan Census SBA Loan Info

I need a loan for my business in Wilmington, Delaware! If that's what's on your mind, you've come to the right place.

This article is written specifically for entrepreneurs in Wilmington, Delaware who are interested in getting debt financing.

Local Wilmington Lending Resources

To help you learn more about local small business lenders, here's our list of small business banks in Wilmington.

Small Business Bank Recent SBA Loans
1st State Mortgage Corporation  
Artisan's Bank  
Artisans' Bank 11
Artisans Savings Bank  
Bank One Center On the Riverfront  
Beneficial National Bank USA  
Chase Manhattan Bank  
Christiana Bank & Trust Company  
Citizens Bank  
Collison Terry  
Commerce Bank 18
Crusader Mortgage Corporation  
Delaware Community Reinvestment Action Council  
Delaware National Bank  
Delaware Savings Bank FSB  
Dexsta Federal Credit Union  
Equity Plus Inc  
FCC National Bank  
First Bank Of Delaware 2
First Union  
Gartmore Global Investments Inc  
Horty James A III  
Hsbc Bank Usa 1
J P Morgan Trust Company of Delaware  
Juniper Bank  
Lehman Brothers Bank, FSB 457
Louviers Mortgage Corporation  
Mellon Financial Corporation  
Money Access Service Inc  
National's-PayDay Loans  
Neuberger & Berman Trust CO  
New York Private Bank & Trust  
Nova Trust  
Parkwood Trust Company  
Pfpc Inc  
PNC Bank - Branch Locations- Wilmington- Brandywine Banking Center  
PNC Bank - Branch Locations- Wilmington- Main Office  
PNC Bank - Branch Locations- Wilmington- Second & Union  
PNC Bank - Branch Locations- Wilmington- Talleyville  
PNC Bank - New Castle County- Branch Offices- Branch Locations- Wilmington- Els  
PNC Commercial Management Inc  
PNC Equities Corporation  
Power Funds  
Preferred Capital Bidco, Inc. 78
Republic Overseas Banks Holding Corporation  
Roberts Brokaw LLC  
Rockefeller Trust CO  
Rockerfeller Trust CO  
Roxborough Manyunk Bank  
SEI Private Trust CO  
Sovereign Bank  
Sun National Bank 2
The Peoples Bank of Oxford  
Third Capital Inc  
Tiedemann Trust CO  
Trident Financial Llc  
US Bank Corporate Trust Services  
US Trust CO of Delaware  
Wachovia Mortgage Corporation  
Wells Fargo  
Wilmington Brokerage Services 3
Wilmington Savings Fund Societ 72
Wilmington Trust Company 147
Wilmington Trust Corporation 4
Wsfs Financial Corp. 6

Banks that Lend to Wilmington Businesses

This is a list of banks outside of Wilmington, Delaware that have provided SBA loans to Wilmington businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Bank Of America
Blue Bell, PA
Bank Of America
Charlotte, NC
Bnb Bank, National Association
Fort Lee, NJ
Business Loan Center, LLC
New York, NY
Business Loan Center, LLC
Richmond, VA
Capital One
Mclean, VA
Capital One Bank (usa)
Glen Allen, VA
Central Minnesota Fcu
Melrose, MN
Cit Small Business Lending Corp
Livingston, NJ
Citizens Bank Of Pennsylvania
Philadelphia, PA
Commerce Bank
Flemington, NJ
Commerce Bank
Philadelphia, PA
Comvest Export Finan Company I
Clarksburg, WV
First Cornerstone Bank
King Of Prussia, PA
Ge Cap. Small Business Finan Corp
St. Louis, MO
Hsbc Bank Usa
Buffalo, NY
Innovative Bank
Oakland, CA
Natl Consumer Cooperative
Washington, DC
Pnc Bank, Delaware
Dover, DE
Pnc Bank, National Association
Philadelphia, PA
Pnc Bank, National Association
Pittsburgh, PA
Rbs Citizens
Cleveland, OH
Rbs Citizens
Norwood, MA
Rbs Citizens
Providence, RI
Rbs Citizens
Woonsocket, RI
Royal Bank America
Shillington, PA
Stearns Bank
Saint Cloud, MN
Sun National Bank
Vineland, NJ
Superior Financial Group, LLC
Walnut Creek, CA
Td Banknorth
Plymouth Meeting, PA
Tooele Fcu
Tooele, UT
Transamerica Small Business Capita
Greenville, SC
Unity Bank
Clinton, NJ
Wachovia SBA Lending, Inc.
Roseville, CA
Washington Mutual Bank
Henderson, NV

Wilmington Business Loan Advice

As a prerequisite to contacting banks to get a bank loan, you will need to determine exactly what size loan you will be asking for.

You need to be able to clearly explain your business, explain how much you want to borrow, define how the money will be used, and show your ability to pay the loan back to the bank.

A well-defined business plan is essential. If the financing is to for an existing business, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, the bank may ask you to to secure the business with your personal assets, such as stocks and bonds that you might own or life insurance policies. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of these banks participate in the financial assistance programs available through the SBA. Before you sit down to talk with a small business banker, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you. Advice on Raising Money is a site that is devoted to aiding small business owners, and we have a lot of useful articles about to Raising Money. To learn more, one article that might be of interest to you is 504 Loans.

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