Loan Census Banking News and Information
May 25, 2024  
 
 
  Business Loan Information  
 

Small Business Lenders in Wheat Ridge, Colorado

 
Loan Census SBA Loan Info

Looking for a Wheat Ridge, Colorado small business loan? We were annoyed by how hard it was to find city-specific small business lenders so we created this page just for you.

If you are looking for a small business loan and your business is based in Wheat Ridge, Colorado, we've assembled a list of local small business banks that you should contact.

Local Wheat Ridge Lending Resources

Without further adieu, here's our list of small business banks in Wheat Ridge.

Small Business Bank Recent SBA Loans
Citywide Banks  
Commercial Federal Bank - Branch Locations- Wheat Ridge  
Firstbank Of Wheat Ridge 1
Foothills Bank  
Guaranty Bank & Trust 5
TCF National Bank  
U S Bank - Branch Offices- Wheat Ridge- Lakeside Office  
Washington Mutual - Wheat Ridge- Banks  
Wells Fargo  
World Savings - Savings- Littleton- Cherrywood Shopping Center- Wheat Ridge- Lake  

Lenders for Wheat Ridge Businesses

This is a list of banks outside of Wheat Ridge, Colorado that have provided SBA loans to Wheat Ridge businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Bank Of The West
Salt Lake City, UT
1
Business Loan Center, LLC
New York, NY
3
California Bank & Trust
Sacramento, CA
3
Capital One
Mclean, VA
7
Center Bank
Los Angeles, CA
1
Cit Small Business Lending Corp
Livingston, NJ
2
Comerica Bank
Dallas, TX
1
Compass Bank
Birmingham, AL
2
First National Bank Of Arizona
Scottsdale, AZ
1
Jpmorgan Chase Bank
Chicago, IL
1
Jpmorgan Chase Bank
Houston, TX
8
Keybank National Association
Cleveland, OH
9
Nara Bank
Los Angeles, CA
2
Newtek Small Business Finance Inc.
New York, NY
2
Premier Bank
Denver, CO
7
Tcf National Bank
Wayzata, MN
1
U.S. Bank National Association
Cincinnati, OH
21
United Western Bank
Denver, CO
1
Ups Capital Business Credit
Windsor, CT
1
Wachovia SBA Lending, Inc.
Roseville, CA
2
Washington Mutual Bank
Henderson, NV
3
Wells Fargo Bank
Denver, CO
1
Wells Fargo Bank
Minneapolis, MN
3
Wells Fargo Bank
San Jose, CA
9
Wells Fargo Bank
Sioux Falls, SD
4
Zions First National Bank
Salt Lake City, UT
1

Business Loan Advice for Wheat Ridge Businesses

Prior to meeting with banks to discuss getting a bank loan, you will need to determine exactly what size loan you will be asking for.

You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, describe what the money will finance, and show your ability to pay the money back to the bank.

A well-defined business plan is essential. If the money is to for a going concern, you should also have financial statements covering the last three years. In addition, you should itemize what collateral you have available to guarantee the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which you cannot repay the loan.

If the business has few assets, you will likely be asked to to guarantee the loan with your personal assets, such as stocks and bonds that you might own or life insurance policies. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list are SBA lenders. Prior to visiting local banks, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Take the time to learn as much as you can about Raising Money. To get started, we recommend you read Business Credit Evaluation.

Business Loan Sources for Other Cities in Colorado
Get a Business Loan in Westminster
Get a Business Loan in Windsor

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