Loan Census Banking News and Information
May 19, 2024  
 
 
  Business Loan Information  
 

Vallejo, California Small Business Loans

 
Loan Census SBA Loan Info

Raising money in Vallejo, California? If so, you'll want to talk to some of these small business lenders in Vallejo.

If you are hoping to get a small business loan and your business is based in Vallejo, California, we've assembled a list of local small business banks that you should contact.

Local Vallejo Banks

Without further adieu, here's our list of small business banks in Vallejo.

Small Business Bank Recent SBA Loans
Bank Of America  
Bank of the West - Branch Locations- Vallejo  

Business Loan Providers for Vallejo Businesses

This is a list of banks outside of Vallejo, California that have provided SBA loans to Vallejo businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
American Continental Bank
City Of Industry, CA
1
Banco Popular North America
New York City, NY
1
Bank - America California
Rancho Cordova, CA
2
Bank Of America
Charlotte, NC
22
Bank Of The West
Truckee, CA
6
Business Loan Center, LLC
New York, NY
1
Business Loan Center, LLC
Panama City Beach, FL
1
California Bank & Trust
San Diego, CA
1
Capital One
Mclean, VA
5
Cit Small Business Lending Corp
Livingston, NJ
3
Citibank
San Francisco, CA
2
Coast Comm. Bank A Division -
Santa Cruz, CA
1
Comerica Bank
Dallas, TX
9
Community Bank Of The Bay
Oakland, CA
1
Cupertino National Bank A Division
Cupertino, CA
2
First Bank & Trust
Oakland, CA
1
Focus Business Bank
San Jose, CA
1
Hanmi Bank
Los Angeles, CA
1
Heritage Bank Of Commerce
San Jose, CA
3
Inland Commun Bank
Rialto, CA
1
Innovative Bank
Oakland, CA
15
Nara Bank
Los Angeles, CA
3
Pacific Cap. Bank
Santa Barbara, CA
1
Pacific Western Bank
Escondido, CA
1
Safe-bidco
Santa Rosa, CA
1
Sterling Savings Bank
Santa Rosa, CA
3
Sterling Savings Bank
Spokane, WA
1
Superior Financial Group, LLC
Walnut Creek, CA
3
Tamalpais Bank
San Rafael, CA
1
U.S. Bank National Association
Cincinnati, OH
11
Umpqua Bank
Roseburg, OR
3
Union Bank Of California
San Bernardino, CA
1
Union Bank Of California
San Francisco, CA
1
United Commercial Bank
San Francisco, CA
2
Valley Community Bank
Pleasanton, CA
3
Vision One Cu
Sacramento, CA
1
Washington Mutual Bank
Henderson, NV
1
Wells Fargo Bank
San Jose, CA
7
Wells Fargo Bank
Sioux Falls, SD
4
World Trade Finance, Inc.
Glendale, CA
1

Vallejo Bank Loan Tips

Prior to meeting with banks to discuss getting a bank loan, you will need to determine exactly what size loan you will be asking for.

You need to be able to clearly explain your business, explain how much you want to borrow, define how the money will be used, and show your ability to pay the loan back to the bank.

A well-defined business plan is an important prerequisite. If the bank loan is to for a going concern, you should also have financial statements covering the last three years. In addition, you should itemize what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which you cannot repay the loan.

If the business has few assets, you will likely be asked to pledge your personal assets, such as stocks and bonds that you might own or life insurance policies. The banks will look at your personal credit report in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Before meeting with the banker, you may want to read up on on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Gaebler.com is a site that is devoted to providing advice to small business owners, and we have a lot of information pertaining to to Raising Money. If you want to learn about raising money, we recommend you read 504 Loans.

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