Loan Census Banking News and Information
May 25, 2024  
 
 
  Business Loan Information  
 

Business Loan Turlock, California

 
Loan Census SBA Loan Info

Raising money in Turlock, California? If so, you'll want to talk to some of these small business lenders in Turlock.

This article is written specifically for small business owners in Turlock, California who are interested in getting a bank loan.

Local Turlock Lending Resources

To help you learn more about local small business lenders, here's our list of small business banks in Turlock.

Small Business Bank Recent SBA Loans
Bank Of America  
Bank of the West  
Umpqua Bank 1

SBA Lenders for Turlock Businesses

This is a list of banks outside of Turlock, California that have provided SBA loans to Turlock businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Alliance Bank
Culver City, CA
1
Bank - America California
Rancho Cordova, CA
1
Bank Of America
Charlotte, NC
12
Bank Of The West
Truckee, CA
1
Borrego Springs Bank
Borrego Springs, CA
1
Branch Bank & Trust
Winston Salem, NC
1
California Bank & Trust
Sacramento, CA
2
Capital One
Mclean, VA
7
Central Valley Community Bank
Clovis, CA
3
Cit Small Business Lending Corp
Golden, CO
2
Cit Small Business Lending Corp
Livingston, NJ
3
Citibank
Las Vegas, NV
1
Citibank
San Francisco, CA
2
Coast Comm. Bank A Division -
Santa Cruz, CA
1
Comerica Bank
Dallas, TX
2
Community W. Bank
Goleta, CA
4
County Bank
Merced, CA
13
Excel National Bank
Beverly Hills, CA
2
Farmers & Merchants Bank - Cent.
Elk Grove, CA
4
Farmers & Merchants Bank - Cent.
Lodi, CA
1
Fullerton Community Bank, FSB
Fullerton, CA
1
Heritage Bank Of Commerce
San Jose, CA
2
Lehman Brothers Bank, FSB
Wilmington, DE
1
Nara Bank
Los Angeles, CA
1
Pacific Western Bank
Escondido, CA
1
Premier Valley Bank
Fresno, CA
1
Temecula Valley Bank
Temecula, CA
1
U.S. Bank National Association
Cincinnati, OH
3
Umpqua Bank
Roseburg, OR
1
Umpqua Bank
Sonora, CA
3
Union Bank Of California
San Francisco, CA
1
United Central Bank
Garland, TX
1
Wachovia SBA Lending, Inc.
Roseville, CA
1
Washington Mutual Bank
Henderson, NV
2
Wells Fargo Bank
San Jose, CA
9
Wells Fargo Bank
Sioux Falls, SD
2
Wilshire State Bank
Los Angeles, CA
1

Tips for Getting a Business Loan in Turlock

Prior to contacting banks to discuss getting a bank loan, you will need to develop the specifics of your loan request.

You need to be able to clearly explain your business, explain how much you want to borrow, describe what the money will finance, and show how you plan to pay the loan back to the bank.

Being able to present a well-written business plan is is critically important. If the loan is to for an existing business, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to pledge your personal assets, such as your individual retirement account or pension plan. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Before meeting with the banker, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are new to our Gaebler.com site, you should know that we are dedicated to assisting entrepreneurs, and we have a lot of resources related to to Raising Money. To learn more, we would suggest you read Borrowing Money from Friends and Family.

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