Loan Census Banking News and Information
April 16, 2024  
 
 
  Business Loan Information  
 

Spencer, North Carolina Business Loan

 
Loan Census SBA Loan Info

Small business loans in Spencer, North Carolina are available. You just need to talk to the right bank.

We wrote this article for entrepreneurs in Spencer, North Carolina who are interested in getting a small business loan.

Local Spencer Lending Resources

To help you learn more about local small business lenders, here's our list of small business banks in Spencer.

Small Business Bank Recent SBA Loans
Central Carolina Bank - Office Locations- Spencer Office  
F & M Bank - 24 Hour Telebanking Information  
F & M Investment Services  
Farmers and Merchants Bank  

Lenders for Spencer Businesses

Be sure to speak with bankers outside of Spencer, North Carolina. These banks, in the table below, have lent to other Spencer small business owners. In some cases, these large banks may have local bankers you can speak with regarding small business loans.

Small Business Bank Recent SBA Loans
Superior Financial Group, LLC
Walnut Creek, CA
2

Spencer Business Loan Advice

Getting a bank loan is one of the most common sources of funding for a small business, but getting a loan requires a fair amount of work.

It's always a good idea to talk to as many banks as possible.

When applying for a small business loan, you will find that some banks will not work with you and others will. Of those banks that will work with you, some will offer a better deal than others.

By talking to all of the local banks in your area, and even reaching out to some of the national banks, you will be sure to get the best possible small business loan.

Remember, before contacting lenders, be sure to prepare your business profile, loan request details, collateral description, business financial statements and personal financial statements.

Gaebler.com Advice on Raising Money

If you are serious about Raising Money, you need to learn as much as you can. If you haven't read it already, we recommend you review Realistic Debt Financing Options.

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