Loan Census Banking News and Information
April 19, 2024  
 
 
  Business Loan Information  
 

Schenectady, New York Small Business Loans

 
Loan Census SBA Loan Info

Looking for a Schenectady, New York small business loan? We were annoyed by how hard it was to find city-specific small business lenders so we created this page just for you.

If you are planning on applying for a small business loan and your business is based in Schenectady, New York, we've assembled a list of local small business banks that you should contact.

Local Schenectady Banks

To assist you in finding a small business banker, here's our list of small business banks in Schenectady.

Small Business Bank Recent SBA Loans
1st National Bank of Scotia  
Central National Bank  
Charter One Bank - Branch Locations- Clifton Park  
Charter One Bank - Branch Locations- Schenectady  
Charter One Bank - In-Store Hannaford- Niskayuna  
Federal Reserve Bank of Chicago  
First National Bank of Scotia - Bookkeeping Dept- Departments- Account ATM Informa  
First National Bank of Scotia - Branch Offices- Clifton Park  
First National Bank of Scotia - Branch Offices- Colonie  
First National Bank of Scotia - Branch Offices- Guilderland  
First National Bank of Scotia - Branch Offices- Niskayuna  
First National Bank of Scotia - Branch Offices- Rotterdam  
First National Bank of Scotia - Departments- Collection Department  
First National Bank of Scotia - Departments- Customer Service Depart  
First National Bank of Scotia - Departments- Data Processing Depart  
First National Bank of Scotia - Departments- Loan Closeouts  
First National Bank of Scotia - Departments- Mortgage Department  
First National Bank of Scotia - Telephone Banking  
First National Bank of Scotia - Visa-Mastercard Information- Departments- Loan Depart  
Fleet Bank  
Sunmark Fcu 1

Other Lending Resources for Schenectady Businesses

Be sure to speak with bankers outside of Schenectady, New York. These banks, in the table below, have lent to other Schenectady small business owners. In some cases, these large banks may have local bankers you can speak with regarding small business loans.

Small Business Bank Recent SBA Loans
Bank Of America
Charlotte, NC
5
Bank Of America
Providence, RI
47
Bnb Bank, National Association
Fort Lee, NJ
1
Business Loan Center, LLC
New York, NY
1
Business Loan Center, LLC
Richmond, VA
1
Capital One
Mclean, VA
4
Cit Small Business Lending Corp
Livingston, NJ
2
Commerce Bank
Philadelphia, PA
6
First National Bank Of Scotia
Scotia, NY
4
First Niagara Bank
Amsterdam, NY
1
First Niagara Bank
Hudson, NY
1
First Niagara Bank
Lockport, NY
6
Ge Cap. Small Business Finan Corp
St. Louis, MO
1
Hsbc Bank Usa
Buffalo, NY
3
Hsbc Bank Usa
Syracuse, NY
8
Independence Bank
East Greenwich, RI
1
Keybank National Association
Cleveland, OH
16
Keybank National Association
South Portland, ME
1
Legacy Bank
Milwaukee, WI
1
Manufacturers & Traders Trust
Amherst, NY
3
Manufacturers & Traders Trust
Buffalo, NY
6
Manufacturers & Traders Trust
Towson, MD
1
Nbt Bank, National Association
Norwich, NY
2
New York Business Devel Corp
Albany, NY
16
Rbs Citizens
Cleveland, OH
1
Rbs Citizens
Providence, RI
26
Shinhan Bank America
New York City, NY
3
Small Business Loan Source LLC
Houston, TX
1
Td Banknorth
Portland, ME
3
The Bank Of Bennington
Bennington, VT
1
United Midwest Savings Bank
Columbus, OH
1

Schenectady Bank Loan Tips

Getting a bank loan is one of the most common sources of funding for a small business, but getting a loan isn't always easy.

It's always a good idea to talk to as many banks as possible.

When applying for a small business loan, you will find that some banks will not work with you and others will. Of those banks that will work with you, some will offer a better deal than others.

By meeting with all of the local banks in your area, and even reaching out to some of the national banks, you will be sure to get a great deal on your bank loan.

Remember, before meeting with a banker, be sure to prepare your business profile, loan request details, collateral description, business financial statements and personal financial statements.

Gaebler.com Advice on Raising Money

If you are serious about Raising Money, you need to educate yourself. If you haven't read it already, we recommend you review Getting a Small Business Loan.

Business Loan Sources for Other Cities in New York
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