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August 17, 2022  
 
 
  Business Loan Information  
 

Business Loan San Rafael, California

 
Loan Census SBA Loan Info

Raising money in San Rafael, California? If so, you'll want to talk to some of these small business lenders in San Rafael.

This article is written specifically for small business owners in San Rafael, California who are interested in getting a bank loan.

Local San Rafael Business Lenders

To assist you in finding a small business banker, here's our list of small business banks in San Rafael.

Small Business Bank Recent SBA Loans
Atm Providers LLC  
Bank Of America  
Bank of Marin  
Business Bank of California  
Tamalpais Bank 57
Union Bank Of California 22

Lenders for San Rafael Businesses

This is a list of banks outside of San Rafael, California that have provided SBA loans to San Rafael businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Bank Of America
Charlotte, NC
30
Bank Of The West
San Francisco, CA
1
Bank Of The West
Truckee, CA
2
California Bank & Trust
La Mesa, CA
1
California Bank & Trust
Sacramento, CA
3
Capital One
Mclean, VA
18
Capital One Bank (usa)
Glen Allen, VA
1
Cit Small Business Lending Corp
Livingston, NJ
5
Citibank
Las Vegas, NV
10
Citibank
Miami, FL
1
Citibank
San Francisco, CA
11
City National Bank
Los Angeles, CA
5
Coast Comm. Bank A Division -
Santa Cruz, CA
1
Comerica Bank
Dallas, TX
1
Comerica Bank
Santa Cruz, CA
1
Community W. Bank
Goleta, CA
3
Cupertino National Bank A Division
Cupertino, CA
1
First Bank
Creve Coeur, MO
2
First Community Bank
Santa Rosa, CA
3
Ge Cap. Small Business Finan Corp
St. Louis, MO
3
Greater Bay Bank
Palo Alto, CA
1
Hanmi Bank
Los Angeles, CA
1
Heritage Bank Of Commerce
San Jose, CA
2
Innovative Bank
Oakland, CA
6
Lehman Brothers Bank, FSB
Wilmington, DE
1
Merrill Lynch Bank Usa
Salt Lake City, UT
1
Safe-bidco
Santa Rosa, CA
1
South Valley National Bank A Divis
Gilroy, CA
1
Sterling Savings Bank
Santa Rosa, CA
3
Summit State Bank
Santa Rosa, CA
1
The Mechanics Bank
Point Richmond, CA
1
U.S. Bank National Association
Cincinnati, OH
7
Union Bank Of California
San Bernardino, CA
1
United Commercial Bank
San Francisco, CA
1
Ups Capital Business Credit
Windsor, CT
2
Vineyard Bank
Corona, CA
1
Wachovia SBA Lending, Inc.
Roseville, CA
8
Washington Mutual Bank
Henderson, NV
5
Wells Fargo Bank
San Jose, CA
19
Wells Fargo Bank
Sioux Falls, SD
2
Wilshire State Bank
Los Angeles, CA
1

Tips for Getting a Business Loan in San Rafael

Prior to contacting lenders to discuss getting a bank loan, you will need to have a specific plan.

You need to be able to clearly explain your business, explain how much you want to borrow, describe what the money will finance, and show your ability to pay the loan back to the lender.

Being able to present a well-written business plan is is critically important. If the capital is to for an existing business, you should also have financial statements covering the last three years. You will also need to discuss what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which you cannot repay the loan.

If the business has few assets, the bank may ask you to to to guarantee the loan with your personal assets, such as the equity in your home. The banks will look at your personal credit report in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Prior to visiting local banks, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are serious about Raising Money, you need to learn as much as you can. If you haven't read it already, we recommend you review How to Raise Money.

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