Loan Census Banking News and Information
August 17, 2022  
 
 
  Business Loan Information  
 

Small Business Lenders in San Mateo, California

 
Loan Census SBA Loan Info

I need a loan for my business in San Mateo, California! If that's what's on your mind, you've come to the right place.

If you are hoping to get a small business loan and your business is based in San Mateo, California, we've assembled a list of local small business banks that you should contact.

Local San Mateo Business Lenders

To help you learn more about local small business lenders, here's our list of small business banks in San Mateo.

Small Business Bank Recent SBA Loans
A Mobile Notary  
Bank Of America  
Bank of the West - Branch Locations- San Mateo  
Borel Private Bank & Trust Company - Main- Loan Department  
Borel Private Bank & Trust Company - Trust Department  
California Bank & Trust - Branch Offices- San Mateo  
United American Bank 34

Banks that Lend to San Mateo Businesses

This is a list of banks outside of San Mateo, California that have provided SBA loans to San Mateo businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
1st Centennial Bank
Redlands, CA
1
Banco Popular North America
New York City, NY
2
Bank - Santa Clara A Division
Santa Clara, CA
1
Bank Of America
Charlotte, NC
21
Branch Bank & Trust
Winston Salem, NC
1
Bridge Bank
San Jose, CA
2
Business Loan Center, LLC
New York, NY
2
California Bank & Trust
Sacramento, CA
12
Capital One
Mclean, VA
8
Cit Small Business Lending Corp
Livingston, NJ
7
Citibank
Las Vegas, NV
3
Citibank
Miami, FL
1
Citibank
San Francisco, CA
10
Comerica Bank
Dallas, TX
1
Cupertino National Bank A Division
Cupertino, CA
4
First National Bank - Northern Calif
San Francisco, CA
1
First Republic Bank
Walnut Creek, CA
3
Ge Cap. Small Business Finan Corp
St. Louis, MO
1
Greater Bay Bank
Palo Alto, CA
3
Heritage Bank Of Commerce
San Jose, CA
5
Inland Commun Bank
Rialto, CA
1
Innovative Bank
Oakland, CA
2
Merrill Lynch Bank Usa
Salt Lake City, UT
1
Nara Bank
Los Angeles, CA
5
Pacific Cap. Bank
Santa Barbara, CA
1
Pacific Western Bank
Escondido, CA
3
Safe-bidco
Santa Rosa, CA
1
Stanford Fcu
Palo Alto, CA
1
Sterling Savings Bank
Santa Rosa, CA
1
U.S. Bank National Association
Cincinnati, OH
25
Union Bank Of California
Hayward, CA
1
Union Bank Of California
San Francisco, CA
1
United Commercial Bank
San Francisco, CA
5
Ups Capital Business Credit
Windsor, CT
1
Wachovia SBA Lending, Inc.
Roseville, CA
1
Washington Mutual Bank
Henderson, NV
5
Wells Fargo Bank
San Jose, CA
18
Wells Fargo Bank
Sioux Falls, SD
2
Wilshire State Bank
Los Angeles, CA
3

Business Loan Advice for San Mateo Businesses

As a prerequisite to contacting banks for a loan, you will need to have a specific plan.

You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, describe what the money will finance, and show how you plan to pay the money back to the bank.

Having a business plan is essential. If the financing is to for an existing business, you should also have financial statements covering the last three years. You will also need to discuss what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to secure the business with your personal assets, such as the equity in your home. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of these banks participate in the financial assistance programs available through the SBA. Prior to visiting local banks, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are new to our Gaebler.com site, you should know that we are deeply committed to helping entrepreneurs, and we have a lot of resources related to to Raising Money. To learn more, we recommend you read Business Incubators.

More Business Lender Lists for California Cities
Get a Business Loan in San Marino
Get a Business Loan in San Pablo

Browse All Business Loan Sources for California