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March 29, 2024  
 
 
  Business Loan Information  
 

Small Business Lenders in Rose Hill, Kansas

 
Loan Census SBA Loan Info

Looking for a Rose Hill, Kansas small business loan? We were annoyed by how hard it was to find city-specific small business lenders so we created this page just for you.

If you are planning on applying for a small business loan and your business is based in Rose Hill, Kansas, we've assembled a list of local small business banks that you should contact.

Local Rose Hill Business Lenders

Without further adieu, here's our list of small business banks in Rose Hill.

Small Business Bank Recent SBA Loans
Emprise Bank 2
Prairie State Bank - Rose Hill Branch  
Rose Hill Bank 9

Business Loan Providers for Rose Hill Businesses

This is a list of banks outside of Rose Hill, Kansas that have provided SBA loans to Rose Hill businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Bank Of The West
Omaha, NE
1
Capital One
Mclean, VA
1
Community Bank Of Wichita, Inc
Wichita, KS
1
Emprise Bank
Augusta, KS
1
Innovative Bank
Oakland, CA
1
Intrust Bank
Haysville, KS
1
Intrust Bank
Wichita, KS
1

Business Loan Advice for Rose Hill Businesses

Before reaching out to banks for a loan, you will need to determine exactly what size loan you will be asking for.

You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, walk the banker through the planned use of proceeds, and show how you intend to to pay the money back to the bank.

Being able to present a well-written business plan is an important prerequisite. If the bank loan is to for an existing business, you should also have financial statements covering the last three years. You will also need to discuss what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to secure the business with your personal assets, such as stocks and bonds that you might own or life insurance policies. The banks will look at your personal credit report in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Before meeting with the banker, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Gaebler.com is a site that is devoted to supporting entrepreneurs, and we have a lot of resources related to to Raising Money. For example, we recommend you read 504 Loans.

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