Loan Census Banking News and Information
August 17, 2022  
 
 
  Business Loan Information  
 

Business Loan Rocklin, California

 
Loan Census SBA Loan Info

Raising money in Rocklin, California? If so, you'll want to talk to some of these small business lenders in Rocklin.

These materials were prepared for small business proprietors in Rocklin, California who are interested in getting a small business loan.

Local Rocklin Business Loan Sources

To help you learn more about local small business lenders, here's our list of small business banks in Rocklin.

Small Business Bank Recent SBA Loans
Anchor Financial Mortgage Company- Inc.  

Banks that Lend to Rocklin Businesses

This is a list of banks outside of Rocklin, California that have provided SBA loans to Rocklin businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Banco Popular North America
New York City, NY
1
Bank Of America
Charlotte, NC
24
Bank Of The West
Truckee, CA
5
Borrego Springs Bank
Borrego Springs, CA
1
Business Loan Center, LLC
New York, NY
1
Business Loan Center, LLC
Richmond, VA
1
California Bank & Trust
Sacramento, CA
9
California Bank & Trust
San Diego, CA
1
Capital One
Mclean, VA
7
Capital One Bank (usa)
Glen Allen, VA
1
Cit Small Business Lending Corp
Livingston, NJ
4
Citibank
Las Vegas, NV
1
Citibank
San Francisco, CA
2
Citizens Bank - Northern Califor
Grass Valley, CA
1
Comerica Bank
Dallas, TX
6
Excel National Bank
Beverly Hills, CA
3
Farmers & Merchants Bank - Cent.
Elk Grove, CA
1
Greater Bay Bank
Palo Alto, CA
1
Heritage Bank Of Commerce
San Jose, CA
1
Inland Commun Bank
Rialto, CA
1
Innovative Bank
Oakland, CA
4
Nara Bank
Los Angeles, CA
1
Orange County Business Bank
Newport Beach, CA
1
Rabobank, National Association
Arroyo Grande, CA
1
Safe Cu
North Highlands, CA
1
Sterling Savings Bank
Santa Rosa, CA
1
The Mechanics Bank
Richmond, CA
2
U.S. Bank National Association
Cincinnati, OH
26
Umpqua Bank
Cameron Park, CA
2
Umpqua Bank
Roseburg, OR
3
Umpqua Bank
Roseville, CA
4
Ups Capital Business Credit
Windsor, CT
1
Valley Community Bank
Pleasanton, CA
1
Wachovia SBA Lending, Inc.
Roseville, CA
1
Washington Mutual Bank
Henderson, NV
2
Wells Fargo Bank
Auburn, CA
3
Wells Fargo Bank
Lodi, CA
2
Wells Fargo Bank
San Jose, CA
17
Wells Fargo Bank
Sioux Falls, SD
5

Tips for Getting a Business Loan in Rocklin

Prior to contacting banks to get a bank loan, you will need to have a specific plan.

You need to be able to clearly explain your business, explain how much you want to borrow, define how the money will be used, and show how you intend to to pay the loan back to the bank.

Having a business plan is essential. If the capital is to for a company that is already doing business, you should also have financial statements covering the last three years. You will also need to discuss what collateral you have available to guarantee the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which you cannot repay the loan.

If the business has few assets, you will likely be asked to secure the business with your personal assets, such as the equity in your home. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of these banks are SBA lenders. Before meeting with the banker, you may want to read up on on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Our Gaebler.com site is passionate about supporting entrepreneurs, and we have a lot of information pertaining to to Raising Money. If you want to learn about raising money, one article that might be of interest to you is Bank Credit Lines.

More Business Loan Info for California
Get a Business Loan in Riverside
Get a Business Loan in Rohnert Park

Browse All Business Loan Sources for California