Loan Census Banking News and Information
March 29, 2024  
 
 
  Business Loan Information  
 

Rockledge, Florida Small Business Loans

 
Loan Census SBA Loan Info

Small business loans in Rockledge, Florida are available. You just need to talk to the right bank.

If you are hoping to get a small business loan and your business is based in Rockledge, Florida, we've assembled a list of local small business banks that you should contact.

Local Rockledge Lending Resources

To assist you in finding a small business banker, here's our list of small business banks in Rockledge.

Small Business Bank Recent SBA Loans
Amsouth Bank  
Bank Of America  
Community Educators Cu 2

Other Lending Resources for Rockledge Businesses

This is a list of banks outside of Rockledge, Florida that have provided SBA loans to Rockledge businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
1st United Bank
Boca Raton, FL
2
Banco Popular North America
New York City, NY
1
Bank Of America
Charlotte, NC
6
Branch Bank & Trust
Winston Salem, NC
2
Business Loan Center, LLC
New York, NY
3
Business Loan Center, LLC
Panama City Beach, FL
1
California Bank & Trust
Sacramento, CA
1
Capital One
Mclean, VA
2
Cit Small Business Lending Corp
Livingston, NJ
2
Comerica Bank
Dallas, TX
1
Comvest Export Finan Company I
Clarksburg, WV
1
First National Bank Of Arizona
Scottsdale, AZ
1
Innovative Bank
Oakland, CA
2
Riverside National Bank - Florida
Fort Pierce, FL
1
Riverside National Bank - Florida
Stuart, FL
1
Stearns Bank
Saint Cloud, MN
1
Temecula Valley Bank
Temecula, CA
1
The Bank Brevard
Melbourne, FL
3
Ups Capital Business Credit
Windsor, CT
1
Wachovia SBA Lending, Inc.
Roseville, CA
1
Washington Mutual Bank
Henderson, NV
3

Rockledge Bank Loan Tips

Prior to contacting banks for a loan, you will need to have a specific plan.

You need to be able to clearly explain your business, explain how much you want to borrow, describe what the money will finance, and show your ability to pay the loan back to the bank.

A well-defined business plan is is critically important. If the money is to for a company that is already doing business, you should also have financial statements covering the last three years. In addition, you should itemize what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to to guarantee the loan with your personal assets, such as the equity in your home. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of these banks participate in the financial assistance programs available through the SBA. Prior to visiting local banks, you may want to do your homework on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Our Gaebler.com site is dedicated to aiding entrepreneurs, and we have a lot of useful articles about to Raising Money. To learn more, one article that might be of interest to you is Find Start-Up Capital.

More Business Lender Lists for Florida Cities
Get a Business Loan in Riviera Beach
Get a Business Loan in Royal Palm Beach

Browse All Business Loan Sources for Florida