Loan Census Banking News and Information
April 24, 2024  
 
 
  Business Loan Information  
 

Richmond, Kentucky Small Business Loans

 
Loan Census SBA Loan Info

Getting a business loan in Richmond, Kentucky seems challenging at first, but we're here to help you get started.

If you are planning on applying for a small business loan and your business is based in Richmond, Kentucky, we've put together a list of local small business banks that you should contact.

Local Richmond Banks

Without further adieu, here's our list of small business banks in Richmond.

Small Business Bank Recent SBA Loans
Bank One  
Citizens Guaranty A Real Community Bank - Richmond  
Citizens Guaranty Bank  
Community Trust Bank - Branches- Richmond Main Office- Richmond OFC  
Community Trust Bank - Eastern by Pass Office- Branches Eastern Bypass  
Community Trust Bank, Inc. 1
Cumberland Valley National Bank & Tr 3
Fifth Third Bank - Commercial Banking  
Fifth Third Bank - Office  
Fifth Third Bank - Residenital Mortgage  
Fifth Third Bank - Residential Mortgage  
First American Mortgage  
First Kentucky Mortgage Associates  
First Southern National Bank  
Madison Bank 1
Madison Service Corporation  
National City - Richmond  
Peoples Bank  
U S Bank - Branch Offices- Richmond- Richmond KY Office- Richmond Of  
U S Bank - Richmond-Lancaster Office- Branch Offices- Richmond  
US Bank - Richmond Office  

SBA Lenders for Richmond Businesses

Be sure to speak with bankers outside of Richmond, Kentucky. These banks, in the table below, have lent to other Richmond small business owners. In some cases, these large banks may have local bankers you can speak with regarding small business loans.

Small Business Bank Recent SBA Loans
American Founders Bank, Inc.
Shelbyville, KY
1
Bank Of America
Charlotte, NC
1
Capital One
Mclean, VA
3
Cit Small Business Lending Corp
Livingston, NJ
1
Citizens Bank
Elizabethton, TN
1
Community Trust Bank, Inc.
Pikeville, KY
2
Independence Bank
East Greenwich, RI
1
Jpmorgan Chase Bank
Houston, TX
5
Kentucky Bank
Winchester, KY
1
Liberty Alliance Fcu
Lexington, KY
1
National City Bank
Cleveland, OH
7
National City Bank
Indianapolis, IN
1
National City Bank
Louisville, KY
19
Peoples Bank & Trust - Madison C
Berea, KY
1
Pnc Bank, National Association
Pittsburgh, PA
1
Traditional Bank, Inc.
Mount Sterling, KY
1
U.S. Bank National Association
Cincinnati, OH
4

Richmond Bank Loan Tips

Borrowing money is one of the most common sources of funding for a small business, but finding financing can be difficult.

Improve your odds by talking to as many banks as possible.

When applying for a small business loan, you will find that some banks will not work with you and others will. Of those banks that will work with you, some will offer a better deal than others.

By talking to all of the local banks in your area, and even reaching out to some of the national banks, you will be sure to get a great deal on your bank loan.

Remember, before meeting with a banker, be sure to prepare your business profile, loan request details, collateral description, business financial statements and personal financial statements.

Gaebler.com Advice on Raising Money

Our Gaebler.com site is all about supporting small business owners, and we have a lot of information pertaining to to Raising Money. For example, one article that might be of interest to you is 504 Loans.

Business Loan Sources for Other Cities in Kentucky
Get a Business Loan in Radcliff
Get a Business Loan in Russellville

Browse All Business Loan Sources for Kentucky