Loan Census Banking News and Information
August 5, 2021  
 
 
  Business Loan Information  
 

Poway, California Business Loan

 
Loan Census SBA Loan Info

Small business loans in Poway, California are available. You just need to talk to the right bank.

These materials were prepared for small business owners in Poway, California who are interested in getting a bank loan.

Local Poway Lending Resources

Without further adieu, here's our list of small business banks in Poway.

Small Business Bank Recent SBA Loans
Bank Of America  

Other Lending Resources for Poway Businesses

This is a list of banks outside of Poway, California that have provided SBA loans to Poway businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
1st Centennial Bank
Redlands, CA
1
Banco Popular North America
New York City, NY
1
Bank Of America
Charlotte, NC
16
Bank Of The West
La Mesa, CA
1
Borrego Springs Bank
Borrego Springs, CA
2
Bridge Bank
San Jose, CA
1
California Bank & Trust
Sacramento, CA
15
California Bank & Trust
San Diego, CA
2
Capital One
Mclean, VA
8
Cdc Small Business Finan Corp
San Diego, CA
1
Center Bank
Los Angeles, CA
3
Cit Small Business Lending Corp
Livingston, NJ
7
Citibank
San Francisco, CA
5
Comerica Bank
Dallas, TX
4
Community W. Bank
Goleta, CA
3
Discovery Bank
San Marcos, CA
4
First Business Bank
Ramona, CA
1
Gateway Business Bank
Cerritos, CA
1
Ge Cap. Small Business Finan Corp
St. Louis, MO
2
Hanmi Bank
Los Angeles, CA
3
Innovative Bank
Oakland, CA
1
Internatl City Bank
Long Beach, CA
1
La Jolla Bank, FSB
Escondido, CA
5
La Jolla Bank, FSB
La Jolla, CA
1
Merrill Lynch Bank Usa
Salt Lake City, UT
1
Neighborhood National Bank
San Diego, CA
4
Pacific Cap. Bank
Santa Barbara, CA
2
Pacific City Bank
Los Angeles, CA
1
Pacific Western Bank
Carlsbad, CA
1
Pacific Western Bank
Coronado, CA
2
Pacific Western Bank
Rancho Santa Fe, CA
2
Pacific Western Bank
San Diego, CA
8
San Diego National Bank
San Diego, CA
1
Security Pacific Bank
Los Angeles, CA
2
Stearns Bank
Saint Cloud, MN
1
Temecula Valley Bank
Temecula, CA
3
U.S. Bank National Association
Cincinnati, OH
5
Union Bank Of California
San Francisco, CA
4
United Commercial Bank
San Francisco, CA
2
Uniti Bank
Buena Park, CA
1
Vineyard Bank
Corona, CA
2
Wachovia SBA Lending, Inc.
Roseville, CA
1
Washington Mutual Bank
Henderson, NV
2
Wells Fargo Bank
Carlsbad, CA
8
Wells Fargo Bank
Escondido, CA
1
Wells Fargo Bank
San Jose, CA
24
Wells Fargo Bank
Sioux Falls, SD
3
Wilshire State Bank
Los Angeles, CA
1

Poway Business Loan Advice

Prior to contacting banks to get a bank loan, you will need to develop the specifics of your loan request.

You need to be able to clearly explain your business, explain how much you want to borrow, define how the money will be used, and show your ability to pay the loan back to the bank.

Being able to present a well-written business plan is essential. If the bank loan is to for a going concern, you should also have financial statements covering the last three years. You will also need to discuss what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which you cannot repay the loan.

If the business has few assets, you will likely be asked to pledge your personal assets, such as your individual retirement account or pension plan. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Before meeting with the banker, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Gaebler.com is a site that is devoted to supporting entrepreneurs, and we have a lot of resources related to to Raising Money. For example, one article that might be of interest to you is Angel Investors.

Business Loan Sources for Other Cities in California
Get a Business Loan in Porterville
Get a Business Loan in Ramona

Browse All Business Loan Sources for California