Loan Census Banking News and Information
August 5, 2021  
 
 
  Business Loan Information  
 

Business Loan Placentia, California

 
Loan Census SBA Loan Info

Raising money in Placentia, California? If so, you'll want to talk to some of these small business lenders in Placentia.

We wrote this article for entrepreneurs in Placentia, California who are interested in getting debt financing.

Local Placentia Lending Resources

Without further adieu, here's our list of small business banks in Placentia.

Small Business Bank Recent SBA Loans
Bank Of America  

Lenders for Placentia Businesses

This is a list of banks outside of Placentia, California that have provided SBA loans to Placentia businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Banco Popular North America
New York City, NY
6
Bank - America California
Rancho Cordova, CA
1
Bank Of America
Charlotte, NC
13
Bank Of The West
Truckee, CA
1
Borrego Springs Bank
Borrego Springs, CA
1
Business Loan Center, LLC
Panama City Beach, FL
2
California Bank & Trust
Sacramento, CA
6
California Bank & Trust
San Diego, CA
1
Capital One
Mclean, VA
7
Center Bank
Los Angeles, CA
1
Cit Small Business Lending Corp
Livingston, NJ
3
Citibank
San Francisco, CA
2
Citicapital Small Business Finance
Walnut Creek, CA
1
City National Bank
Los Angeles, CA
4
Comerica Bank
Dallas, TX
3
Comerica Bank
San Jose, CA
1
Community Bank
Pasadena, CA
1
Far East National Bank
Los Angeles, CA
1
First Business Bank
Ramona, CA
1
Fullerton Community Bank, FSB
Fullerton, CA
5
Hanmi Bank
Los Angeles, CA
5
Inland Commun Bank
Duarte, CA
1
Innovative Bank
Oakland, CA
2
Internatl City Bank
Long Beach, CA
1
Lehman Brothers Bank, FSB
Wilmington, DE
1
Orange County Business Bank
Newport Beach, CA
1
Pacific City Bank
Los Angeles, CA
1
Pacific Western Bank
Escondido, CA
1
Pacific Western Bank
Huntington Beach, CA
1
Pff Bank & Trust
Pomona, CA
1
Premier Comm. Bank
Anaheim, CA
1
Saehan Bank
Los Angeles, CA
2
Temecula Valley Bank
Temecula, CA
5
U.S. Bank National Association
Cincinnati, OH
9
Union Bank Of California
San Francisco, CA
3
Uniti Bank
Buena Park, CA
1
Ups Capital Business Credit
Windsor, CT
1
Wachovia SBA Lending, Inc.
Roseville, CA
1
Washington Mutual Bank
Henderson, NV
2
Wells Fargo Bank
Carlsbad, CA
4
Wells Fargo Bank
San Jose, CA
13
Wells Fargo Bank
Sioux Falls, SD
1

Tips for Getting a Business Loan in Placentia

As a prerequisite to meeting with banks for a loan, you will need to develop the specifics of your loan request.

You need to be able to clearly explain your business, explain how much you want to borrow, define how the money will be used, and show your ability to pay the loan back to the bank.

A well-defined business plan is essential. If the money is to for an existing business, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to guarantee the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which you cannot repay the loan.

If the business has few assets, you will likely be asked to to guarantee the loan with your personal assets, such as your individual retirement account or pension plan. The banks will look at your personal credit report in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of these banks participate in the financial assistance programs available through the SBA. Before meeting with the banker, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Take the time to learn as much as you can about Raising Money. To get the ball rolling, we recommend you read Angel Investors.

More Business Lender Lists for California Cities
Get a Business Loan in Pittsburg
Get a Business Loan in Placerville

Browse All Business Loan Sources for California