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March 29, 2024  
 
 
  Business Loan Information  
 

Business Loan Pineville, North Carolina

 
Loan Census SBA Loan Info

I need a loan for my business in Pineville, North Carolina! If that's what's on your mind, you've come to the right place.

We wrote this article for entrepreneurs in Pineville, North Carolina who are interested in getting a small business loan.

Local Pineville Lenders

To help you learn more about local small business lenders, here's our list of small business banks in Pineville.

Small Business Bank Recent SBA Loans
Atm USA LLC  
Bank Of America  

Other Lending Resources for Pineville Businesses

This is a list of banks outside of Pineville, North Carolina that have provided SBA loans to Pineville businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Banco Popular De Puerto Rico
San Juan, PR
1
Bank Of America
Charlotte, NC
10
Business Lenders, LLC
Hartford, CT
1
Business Loan Center, LLC
Panama City Beach, FL
1
Capital One
Mclean, VA
4
Cit Small Business Lending Corp
Livingston, NJ
1
First Charter Bank
Charlotte, NC
1
First-citizens Bank & Trust
Raleigh, NC
2
Innovative Bank
Oakland, CA
4
Pnc Bank, National Association
Pittsburgh, PA
2
Scottish Bank
Charlotte, NC
1
Self-help Cu
Charlotte, NC
1
Self-help Cu
Durham, NC
1
Suntrust Bank
Richmond, VA
2
Temecula Valley Bank
Temecula, CA
1
Wachovia Bank
Birmingham, AL
1
Wachovia Bank
Charlotte, NC
1
Wachovia Bank
Winston Salem, NC
1
Wachovia SBA Lending, Inc.
Roseville, CA
1
Wells Fargo Bank
San Jose, CA
1

Tips for Getting a Business Loan in Pineville

Before meeting with banks to discuss getting a bank loan, you will need to develop the specifics of your loan request.

You need to be able to clearly explain your business, explain how much you want to borrow, walk the banker through the planned use of proceeds, and show how you plan to pay the loan back to the bank.

A well-defined business plan is is critically important. If the capital is to for an existing business, you should also have financial statements covering the last three years. In addition, you should itemize what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which you cannot repay the loan.

If the business has few assets, the bank may ask you to to secure the business with your personal assets, such as your individual retirement account or pension plan. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Before you sit down to talk with a small business banker, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are serious about Raising Money, you need to get up to speed on the subject. If you haven't read it already, we recommend you review Bank Credit Lines.

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