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March 28, 2024  
 
 
  Business Loan Information  
 

Business Loan Pinellas Park, Florida

 
Loan Census SBA Loan Info

I need a loan for my business in Pinellas Park, Florida! If that's what's on your mind, you've come to the right place.

This article is written specifically for entrepreneurs in Pinellas Park, Florida who are interested in getting debt financing.

Local Pinellas Park Business Loan Sources

To assist you in finding a small business banker, here's our list of small business banks in Pinellas Park.

Small Business Bank Recent SBA Loans
A Fast Close Mortgage Service  
Bank of America  

Banks that Lend to Pinellas Park Businesses

This is a list of banks outside of Pinellas Park, Florida that have provided SBA loans to Pinellas Park businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Banco Popular North America
New York City, NY
2
Bank Of America
Charlotte, NC
25
Business Loan Center, LLC
New York, NY
1
Business Loan Center, LLC
Richmond, VA
1
California Bank & Trust
Sacramento, CA
4
Capital One
Mclean, VA
3
Cit Small Business Lending Corp
Livingston, NJ
2
Community Bank Of Manatee
Bradenton, FL
1
Community W. Bank
Goleta, CA
1
First Home Bank
Seminole, FL
1
Regions Bank
Atlanta, GA
1
Southern Comm. Bank
Tampa, FL
1
Synovus Bank Of Tampa Bay
Saint Petersburg, FL
20
Temecula Valley Bank
Temecula, CA
1
United Central Bank
Garland, TX
1
Wachovia SBA Lending, Inc.
Roseville, CA
1
Washington Mutual Bank
Henderson, NV
2

Tips for Getting a Business Loan in Pinellas Park

Prior to meeting with banks to get a bank loan, you will need to determine exactly what size loan you will be asking for.

You need to be able to clearly explain your business, explain how much you want to borrow, walk the banker through the planned use of proceeds, and show your ability to pay the loan back to the bank.

A well-defined business plan is is critically important. If the bank loan is to for a going concern, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which you cannot repay the loan.

If the business has few assets, you will likely be asked to secure the business with your personal assets, such as stocks and bonds that you might own or life insurance policies. The banks will look at your personal credit report in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of these banks are SBA lenders. Before you sit down to talk with a small business banker, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

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