Loan Census Banking News and Information
April 21, 2021  
 
 
  Business Loan Information  
 

Small Business Lenders in Pine Bluff, Arkansas

 
Loan Census SBA Loan Info

Looking for a Pine Bluff, Arkansas small business loan? We were annoyed by how hard it was to find city-specific small business lenders so we created this page just for you.

If you are looking for a small business loan and your business is based in Pine Bluff, Arkansas, we've assembled a list of local small business banks that you should contact.

Local Pine Bluff Business Lenders

To assist you in finding a small business banker, here's our list of small business banks in Pine Bluff.

Small Business Bank Recent SBA Loans
Banc Of America Investment Services- Inc  
Bank Of America  
Bank of Star City  
Diebold Inc  
Pine Bluff National Bank 25
Simmons First National Bank 39
Union Bank of Pine Bluff  
Watson Chapel Financial Center  

Business Loan Providers for Pine Bluff Businesses

This is a list of banks outside of Pine Bluff, Arkansas that have provided SBA loans to Pine Bluff businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Bank Of America
Charlotte, NC
6
Business Loan Center, LLC
Richmond, VA
1
Capital One
Mclean, VA
7
Commerce Bank
Flemington, NJ
1
Ecd Investments Bidco Corp
Monroe, LA
2
Elk Horn Bank & Trust Company
Arkadelphia, AR
10
First State Bank
Martin, TN
1
Heartland Community Bank
Bryant, AR
1
Innovative Bank
Oakland, CA
17
Simmons 1st Bank - N.w. Arkansas
Rogers, AR
1
Simmons 1st Bank - So. Arkansas
Monticello, AR
1

Business Loan Advice for Pine Bluff Businesses

Before meeting with lenders to get a bank loan, you will need to determine exactly what size loan you will be asking for.

You need to be able to clearly explain your business, explain how much you want to borrow, walk the banker through the planned use of proceeds, and show how you plan to pay the loan back to the lender.

A well-defined business plan is essential. If the loan is to for an existing business, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which you cannot repay the loan.

If the business has few assets, you will likely be asked to secure the business with your personal assets, such as stocks and bonds that you might own or life insurance policies. The banks will look at your personal credit report in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list are SBA lenders. Before you sit down to talk with a small business banker, you may want to read up on on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

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