Loan Census Banking News and Information
August 5, 2021  
 
 
  Business Loan Information  
 

Business Loan Petaluma, California

 
Loan Census SBA Loan Info

Small business loans in Petaluma, California are available. You just need to talk to the right bank.

We wrote this article for entrepreneurs in Petaluma, California who are interested in getting debt financing.

Local Petaluma Banks

To assist you in finding a small business banker, here's our list of small business banks in Petaluma.

Small Business Bank Recent SBA Loans
Bank - Petaluma A Division - 2
Bank Of America  
Bank of Marin  
Bank of Petaluma  
Bank of the West - Branch Locations- Petaluma  
Bank of the West - Ptlm- Branch Locations- Petaluma  

Other Lending Resources for Petaluma Businesses

This is a list of banks outside of Petaluma, California that have provided SBA loans to Petaluma businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Banco Popular North America
New York City, NY
1
Bank Of America
Charlotte, NC
14
Bank Of The West
Truckee, CA
4
California Bank & Trust
Sacramento, CA
1
California Bank & Trust
San Diego, CA
1
Capital One
Mclean, VA
8
Cit Small Business Lending Corp
Livingston, NJ
3
Citibank
San Francisco, CA
1
Comerica Bank
Dallas, TX
4
Comerica Bank
Houston, TX
1
Community So. Bank D.b.a Commun
Parsons, TN
1
Community W. Bank
Goleta, CA
1
Cupertino National Bank A Division
Cupertino, CA
1
First Community Bank
Santa Rosa, CA
4
First Republic Bank
Walnut Creek, CA
1
Ge Cap. Small Business Finan Corp
St. Louis, MO
1
Greater Bay Bank
Palo Alto, CA
2
Heritage Bank Of Commerce
San Jose, CA
2
Innovative Bank
Oakland, CA
1
Mirae Bank
Los Angeles, CA
1
Nara Bank
Los Angeles, CA
1
Safe-bidco
Santa Rosa, CA
5
Sterling Savings Bank
Santa Rosa, CA
9
Sterling Savings Bank
Spokane, WA
1
Summit State Bank
Santa Rosa, CA
2
Tamalpais Bank
San Rafael, CA
1
U.S. Bank National Association
Cincinnati, OH
2
Union Bank Of California
San Bernardino, CA
1
Union Bank Of California
San Rafael, CA
1
Wachovia SBA Lending, Inc.
Roseville, CA
3
Washington Mutual Bank
Henderson, NV
5
Wells Fargo Bank
San Jose, CA
12
Wells Fargo Bank
Sioux Falls, SD
4
Westamerica Bank
Fairfield, CA
1
Wilshire State Bank
Los Angeles, CA
1

Tips for Getting a Business Loan in Petaluma

Before meeting with banks for a loan, you will need to develop the specifics of your loan request.

You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, describe what the money will finance, and show how you plan to pay the money back to the bank.

A well-defined business plan is an important prerequisite. If the money is to for a company that is already doing business, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to guarantee the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to pledge your personal assets, such as your individual retirement account or pension plan. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list are SBA lenders. Prior to visiting local banks, you may want to read up on on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are planning on Raising Money, you need to educate yourself. If you haven't read it already, we recommend you review 504 Loans.

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