Loan Census Banking News and Information
May 19, 2024  
  Business Loan Information  

Orland, California Business Loan

Loan Census SBA Loan Info

Small business loans in Orland, California are available. You just need to talk to the right bank.

We wrote this article for small business proprietors in Orland, California who are interested in getting debt financing.

Local Orland Banks

To assist you in finding a small business banker, here's our list of small business banks in Orland.

Small Business Bank Recent SBA Loans
Bank Of America  

Banks that Lend to Orland Businesses

This is a list of banks outside of Orland, California that have provided SBA loans to Orland businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Bank Of America
Charlotte, NC
Bank Of The West
Truckee, CA
Bridge Bank
San Jose, CA
Business Loan Center, LLC
New York, NY
Capital One
Mclean, VA
Cit Small Business Lending Corp
Livingston, NJ
Comerica Bank
Dallas, TX
Innovative Bank
Oakland, CA
Temecula Valley Bank
Temecula, CA
Tri Counties Bank
Chico, CA
Umpqua Bank
Roseburg, OR
Umpqua Bank
Roseville, CA
Wells Fargo Bank
Sioux Falls, SD

Orland Business Loan Advice

Prior to reaching out to lenders to discuss getting a bank loan, you will need to develop the specifics of your loan request.

You need to be able to clearly explain your business, explain how much you want to borrow, describe what the money will finance, and show your ability to pay the loan back to the lender.

Having a business plan is an important prerequisite. If the bank loan is to for an existing business, you should also have financial statements covering the last three years. In addition, you should itemize what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which you cannot repay the loan.

If the business has few assets, you will likely be asked to secure the business with your personal assets, such as your individual retirement account or pension plan. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of these banks participate in the financial assistance programs available through the SBA. Prior to visiting local banks, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you. Advice on Raising Money

If you are serious about Raising Money, you need to get up to speed on the subject. If you haven't read it already, we recommend you review 504 Loans.

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