Loan Census Banking News and Information
April 23, 2021  
 
 
  Business Loan Information  
 

Orangevale, California Small Business Loans

 
Loan Census SBA Loan Info

Raising money in Orangevale, California? If so, you'll want to talk to some of these small business lenders in Orangevale.

If you are looking for a small business loan and your business is based in Orangevale, California, we've put together a list of local small business banks that you should contact.

Local Orangevale Business Loan Sources

To help you learn more about local small business lenders, here's our list of small business banks in Orangevale.

Small Business Bank Recent SBA Loans
Bank of America  

Other Lending Resources for Orangevale Businesses

This is a list of banks outside of Orangevale, California that have provided SBA loans to Orangevale businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Bank Of America
Charlotte, NC
10
Bank Of The West
Truckee, CA
3
Bridge Bank
San Jose, CA
1
California Bank & Trust
Sacramento, CA
2
Capital One
Mclean, VA
4
Cit Small Business Lending Corp
Livingston, NJ
1
Citibank
Las Vegas, NV
1
Citibank
San Francisco, CA
1
Excel National Bank
Beverly Hills, CA
2
Ge Cap. Small Business Finan Corp
St. Louis, MO
1
Gold Country Bank
Marysville, CA
1
Lehman Brothers Bank, FSB
Wilmington, DE
1
Pacific Cap. Bank
Santa Barbara, CA
1
U.S. Bank National Association
Cincinnati, OH
3
Umpqua Bank
Cameron Park, CA
1
Umpqua Bank
Roseville, CA
2
Union Bank Of California
San Francisco, CA
1
Washington Mutual Bank
Henderson, NV
2
Wells Fargo Bank
San Jose, CA
5
Wells Fargo Bank
Sioux Falls, SD
3

Orangevale Bank Loan Tips

Before meeting with banks for a loan, you will need to have a specific plan.

You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, walk the banker through the planned use of proceeds, and show how you plan to pay the money back to the bank.

Having a business plan is essential. If the money is to for a going concern, you should also have financial statements covering the last three years. In addition, you should itemize what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which you cannot repay the loan.

If the business has few assets, you will likely be asked to pledge your personal assets, such as the equity in your home. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of these banks participate in the financial assistance programs available through the SBA. Before you sit down to talk with a small business banker, you may want to do your homework on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are planning on Raising Money, you need to educate yourself. If you haven't read it already, we recommend you review 504 Loans.

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