Loan Census Banking News and Information
April 21, 2021  
 
 
  Business Loan Information  
 

Small Business Lenders in Mill Valley, California

 
Loan Census SBA Loan Info

Raising money in Mill Valley, California? If so, you'll want to talk to some of these small business lenders in Mill Valley.

If you are planning on applying for a small business loan and your business is based in Mill Valley, California, we've assembled a list of local small business banks that you should contact.

Local Mill Valley Business Loan Sources

To help you learn more about local small business lenders, here's our list of small business banks in Mill Valley.

Small Business Bank Recent SBA Loans
Bank Of America  
Bank of Marin  
California Savings Bank - Mill Valley Office  

Banks that Lend to Mill Valley Businesses

This is a list of banks outside of Mill Valley, California that have provided SBA loans to Mill Valley businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Bank Of America
Charlotte, NC
11
Bank Of The West
Truckee, CA
1
Capital One
Mclean, VA
2
Cit Small Business Lending Corp
Livingston, NJ
3
Citibank
Miami, FL
1
Citibank
San Francisco, CA
3
First National Bank - Northern Calif
San Francisco, CA
1
Ge Cap. Small Business Finan Corp
St. Louis, MO
1
Innovative Bank
Oakland, CA
2
Nara Bank
Los Angeles, CA
1
Safe-bidco
Santa Rosa, CA
1
Stanford Fcu
Palo Alto, CA
1
Sterling Savings Bank
Santa Rosa, CA
1
Tamalpais Bank
San Rafael, CA
2
U.S. Bank National Association
Cincinnati, OH
6
Wells Fargo Bank
San Jose, CA
7
Wells Fargo Bank
Sioux Falls, SD
4
Wilshire State Bank
Los Angeles, CA
1

Business Loan Advice for Mill Valley Businesses

As a prerequisite to reaching out to banks to discuss getting a bank loan, you will need to have a specific plan.

You need to be able to clearly explain your business, explain how much you want to borrow, define how the money will be used, and show how you plan to pay the loan back to the bank.

Being able to present a well-written business plan is is critically important. If the loan is to for an existing business, you should also have financial statements covering the last three years. In addition, you should itemize what collateral you have available to guarantee the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which you cannot repay the loan.

If the business has few assets, you will likely be asked to pledge your personal assets, such as the equity in your home. The banks will look at your personal credit report in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Before meeting with the banker, you may want to do your homework on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are serious about Raising Money, you need to get up to speed on the subject. If you haven't read it already, we recommend you review 504 Loans.

Business Loan Sources for Other Cities in California
Get a Business Loan in Merced
Get a Business Loan in Millbrae

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