Loan Census Banking News and Information
April 20, 2021  
 
 
  Business Loan Information  
 

Martinez, California Small Business Loans

 
Loan Census SBA Loan Info

I need a loan for my business in Martinez, California! If that's what's on your mind, you've come to the right place.

If you are looking for a small business loan and your business is based in Martinez, California, we've put together a list of local small business banks that you should contact.

Local Martinez Lenders

To assist you in finding a small business banker, here's our list of small business banks in Martinez.

Small Business Bank Recent SBA Loans
Bank Of America  

Other Lending Resources for Martinez Businesses

This is a list of banks outside of Martinez, California that have provided SBA loans to Martinez businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Bank Of America
Charlotte, NC
8
California Bank & Trust
Sacramento, CA
3
Capital One
Mclean, VA
8
Capital One Bank (usa)
Glen Allen, VA
1
Cit Small Business Lending Corp
Livingston, NJ
2
Citibank
Miami, FL
1
Citibank
San Francisco, CA
3
Comerica Bank
Dallas, TX
3
County Bank
Merced, CA
6
First National Bank - Northern Calif
South San Francisco, CA
1
First Republic Bank
Las Vegas, NV
1
First Republic Bank
Walnut Creek, CA
2
Greater Bay Bank
Palo Alto, CA
1
Heritage Bank Of Commerce
San Jose, CA
1
Innovative Bank
Oakland, CA
6
Keybank National Association
Cleveland, OH
1
Nara Bank
Los Angeles, CA
1
Pacific Western Bank
Escondido, CA
1
San Jose National Bank A Division
San Jose, CA
1
Santa Cruz County Bank
Santa Cruz, CA
1
Sterling Savings Bank
Santa Rosa, CA
3
Temecula Valley Bank
Temecula, CA
1
The Mechanics Bank
Richmond, CA
1
U.S. Bank National Association
Cincinnati, OH
4
Umpqua Bank
Roseburg, OR
1
Valley Community Bank
Pleasanton, CA
2
Washington Mutual Bank
Henderson, NV
5
Wells Fargo Bank
San Jose, CA
5
Wells Fargo Bank
Sioux Falls, SD
2

Martinez Bank Loan Tips

As a prerequisite to meeting with lenders to discuss getting a bank loan, you will need to develop the specifics of your loan request.

You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, walk the banker through the planned use of proceeds, and show your ability to pay the money back to the lender.

A well-defined business plan is essential. If the loan is to for a company that is already doing business, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which you cannot repay the loan.

If the business has few assets, you will likely be asked to pledge your personal assets, such as your individual retirement account or pension plan. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of these banks participate in the financial assistance programs available through the SBA. Prior to visiting local banks, you may want to do your homework on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Invest the time to learn as much as you can about Raising Money. To get started, we recommend you read 504 Loans.

Business Loan Sources for Other Cities in California
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