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March 29, 2024  
 
 
  Business Loan Information  
 

Business Loan Manhattan, Kansas

 
Loan Census SBA Loan Info

Raising money in Manhattan, Kansas? If so, you'll want to talk to some of these small business lenders in Manhattan.

This article is written specifically for small business proprietors in Manhattan, Kansas who are interested in getting a bank loan.

Local Manhattan Lending Resources

To assist you in finding a small business banker, here's our list of small business banks in Manhattan.

Small Business Bank Recent SBA Loans
Capitol Federal Savings  
Central National Bank - Manhattan Main Bank  
Central National Bank - Manhattan Wal-Mart Branch  
Commerce Bank - Kansas State Student Union- K-State Student Union  
Community First National Bank 41
Community National Bank  
Farmer's State Bank  
First Bank  
First National Bank 1
Fort Riley National Bank  
Intrust Bank 10
K State Federal Credit Union  
Kansas State Bank Of Manhattan 32
K-State Federal Credit Union  
Landmark National Bank 25
Sunflower Bank 2
Trust Company of Manhattan  
UMB Bank  
Union State Bank  

Other Lending Resources for Manhattan Businesses

This is a list of banks outside of Manhattan, Kansas that have provided SBA loans to Manhattan businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Capital One
Mclean, VA
2
Central National Bank
Junction City, KS
1
Commerce Bank
Kansas City, MO
4
Commerce Bank
Laredo, TX
1
Community National Bank
Topeka, KS
1
Community So. Bank D.b.a Commun
Parsons, TN
1
First Bank Kansas
Salina, KS
1
First National Bank
Wamego, KS
7
Innovative Bank
Oakland, CA
1
Intrust Bank
Wichita, KS
3
Kaw Valley St. Bank & Trust
Wamego, KS
2
Landmark National Bank
Topeka, KS
1
Sunflower Bank
Salina, KS
8

Tips for Getting a Business Loan in Manhattan

Before contacting banks for a loan, you will need to have a specific plan.

You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, define how the money will be used, and show how you plan to pay the money back to the bank.

Having a business plan is is critically important. If the capital is to for a company that is already doing business, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to to guarantee the loan with your personal assets, such as the equity in your home. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of these banks participate in the financial assistance programs available through the SBA. Prior to visiting local banks, you may want to do your homework on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Gaebler.com is a site that is deeply committed to aiding entrepreneurs, and we have a lot of resources related to to Raising Money. For example, one article that might be of interest to you is 504 Loans.

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