Loan Census Banking News and Information
April 20, 2021  
 
 
  Business Loan Information  
 

Small Business Lenders in Lakeside, California

 
Loan Census SBA Loan Info

I need a loan for my business in Lakeside, California! If that's what's on your mind, you've come to the right place.

If you are hoping to get a small business loan and your business is based in Lakeside, California, we've assembled a list of local small business banks that you should contact.

Local Lakeside Business Loan Sources

To help you learn more about local small business lenders, here's our list of small business banks in Lakeside.

Small Business Bank Recent SBA Loans
Bank Of America  
Bank of the West  

Lenders for Lakeside Businesses

This is a list of banks outside of Lakeside, California that have provided SBA loans to Lakeside businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
1st Pacific Bank Of California
San Diego, CA
1
Banco Popular North America
New York City, NY
1
Bank Of America
Charlotte, NC
6
Borrego Springs Bank
Borrego Springs, CA
1
California Bank & Trust
Sacramento, CA
10
California Bank & Trust
San Diego, CA
3
Capital One
Mclean, VA
1
City National Bank
Los Angeles, CA
2
Comerica Bank
Dallas, TX
2
Discovery Bank
San Marcos, CA
1
First Bank
Chula Vista, CA
2
First Business Bank
Ramona, CA
1
Greater Bay Bank
Palo Alto, CA
1
La Jolla Bank, FSB
Escondido, CA
1
La Jolla Bank, FSB
La Jolla, CA
1
Lehman Brothers Bank, FSB
Wilmington, DE
1
Mission Oaks National Bank
Temecula, CA
1
Nara Bank
Los Angeles, CA
1
Neighborhood National Bank
San Diego, CA
6
Pacific Western Bank
Escondido, CA
2
Pacific Western Bank
La Mesa, CA
1
Pacific Western Bank
San Diego, CA
2
Pacific Western Bank
Santee, CA
6
Temecula Valley Bank
Temecula, CA
1
U.S. Bank National Association
Cincinnati, OH
5
Union Bank Of California
San Francisco, CA
7
Wachovia SBA Lending, Inc.
Roseville, CA
2
Washington Mutual Bank
Henderson, NV
3
Wells Fargo Bank
Carlsbad, CA
2
Wells Fargo Bank
San Jose, CA
4
Wells Fargo Bank
Sioux Falls, SD
1

Business Loan Advice for Lakeside Businesses

Prior to meeting with banks for a loan, you will need to have a specific plan.

You need to be able to clearly explain your business, explain how much you want to borrow, define how the money will be used, and show how you intend to to pay the loan back to the bank.

Being able to present a well-written business plan is is critically important. If the money is to for a company that is already doing business, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to secure the business with your personal assets, such as the equity in your home. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of these banks are SBA lenders. Before meeting with the banker, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are new to our Gaebler.com site, you should know that we are deeply committed to helping small business owners, and we have a lot of useful articles about to Raising Money. For example, we would suggest you read 504 Loans.

Business Loan Sources for Other Cities in California
Get a Business Loan in Lake Forest
Get a Business Loan in Lakewood

Browse All Business Loan Sources for California