Loan Census Banking News and Information
April 20, 2021  
 
 
  Business Loan Information  
 

La Habra, California Small Business Loans

 
Loan Census SBA Loan Info

Getting a business loan in La Habra, California seems challenging at first, but we're here to help you get started.

If you are planning on applying for a small business loan and your business is based in La Habra, California, we've assembled a list of local small business banks that you should contact.

Local La Habra Business Loan Sources

To help you learn more about local small business lenders, here's our list of small business banks in La Habra.

Small Business Bank Recent SBA Loans
Bank Of America  

Business Loan Providers for La Habra Businesses

This is a list of banks outside of La Habra, California that have provided SBA loans to La Habra businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Alliance Bank
Culver City, CA
1
Banco Popular North America
New York City, NY
4
Bank Of America
Charlotte, NC
18
Business Loan Center, LLC
Panama City Beach, FL
1
California Bank & Trust
Sacramento, CA
5
California Bank & Trust
San Diego, CA
1
Capital One
Mclean, VA
4
Capital One Bank (usa)
Glen Allen, VA
1
Center Bank
Los Angeles, CA
3
Centerbank
Milford, OH
1
Cit Small Business Lending Corp
Livingston, NJ
4
Citibank
Las Vegas, NV
2
Citibank
San Francisco, CA
2
Comerica Bank
Dallas, TX
6
Comerica Bank
San Jose, CA
1
Commercial Bank Of California
Costa Mesa, CA
1
Community Bank
Pasadena, CA
1
Far East National Bank
Los Angeles, CA
2
First Bank
Chula Vista, CA
1
Fullerton Community Bank, FSB
Fullerton, CA
2
Ge Cap. Small Business Finan Corp
St. Louis, MO
2
Hanmi Bank
Los Angeles, CA
5
Inland Commun Bank
Rialto, CA
1
Innovative Bank
Oakland, CA
7
Internatl City Bank
Long Beach, CA
1
Los Angeles National Bank
Buena Park, CA
1
Metropacific Bank
Irvine, CA
1
Mirae Bank
Los Angeles, CA
1
Nara Bank
Los Angeles, CA
1
National Bank Of California
Los Angeles, CA
1
Pacific City Bank
Los Angeles, CA
1
Pacific Western Bank
Escondido, CA
2
Pacific Western Bank
Huntington Beach, CA
1
Premier Comm. Bank
Anaheim, CA
1
Saehan Bank
Los Angeles, CA
3
Security Pacific Bank
Los Angeles, CA
1
South Cnty Bank
Rancho Santa Margarit, CA
1
Spectrum Bank
Irvine, CA
1
Temecula Valley Bank
Temecula, CA
2
The Huntington National Bank
Indianapolis, IN
1
U.S. Bank National Association
Cincinnati, OH
5
Union Bank Of California
San Francisco, CA
5
Uniti Bank
Buena Park, CA
4
Vision One Cu
Sacramento, CA
1
Washington Mutual Bank
Henderson, NV
2
Wells Fargo Bank
Auburn, CA
2
Wells Fargo Bank
San Jose, CA
11
Wells Fargo Bank
Sioux Falls, SD
3

La Habra Bank Loan Tips

As a prerequisite to reaching out to lenders to get a bank loan, you will need to determine exactly what size loan you will be asking for.

You need to be able to clearly explain your business, explain how much you want to borrow, describe what the money will finance, and show your ability to pay the loan back to the lender.

Having a business plan is essential. If the bank loan is to for a company that is already doing business, you should also have financial statements covering the last three years. You will also need to discuss what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to secure the business with your personal assets, such as stocks and bonds that you might own or life insurance policies. The banks will look at your personal credit report in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Prior to visiting local banks, you may want to read up on on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are serious about Raising Money, you need to learn as much as you can. If you haven't read it already, we recommend you review 504 Loans.

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