Loan Census Banking News and Information
February 20, 2024  
  Business Loan Information  

Kingman, Arizona Business Loan

Loan Census SBA Loan Info

Raising money in Kingman, Arizona? If so, you'll want to talk to some of these small business lenders in Kingman.

This article is written specifically for small business owners in Kingman, Arizona who are interested in getting a bank loan.

Local Kingman Lending Resources

To assist you in finding a small business banker, here's our list of small business banks in Kingman.

Small Business Bank Recent SBA Loans
Bank Of America  
Bank One - Kingman- Kingman Stockton Hill  
Downey Savings & Loan  
First Arizona Savings - Kingman  
Mission Bank  
Mohave State Bank 2
The Stockmen's Bank  
Wells Fargo Bank NA - 24-Hour Telephone Banking- Kingman-Inside Bas  
Wells Fargo Bank NA - Lake Havasu City-Inside Smith's- Kingman  
Western Financial Savings Bank  

SBA Lenders for Kingman Businesses

This is a list of banks outside of Kingman, Arizona that have provided SBA loans to Kingman businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Bank Of America
Charlotte, NC
Bank Of The West
San Francisco, CA
California Bank & Trust
Sacramento, CA
Capital One
Mclean, VA
Cit Small Business Lending Corp
Livingston, NJ
Comerica Bank
Dallas, TX
Community So. Bank D.b.a Commun
Knoxville, TN
Excel National Bank
Beverly Hills, CA
Ge Cap. Small Business Finan Corp
St. Louis, MO
Innovative Bank
Oakland, CA
Jpmorgan Chase Bank
Houston, TX
Mohave State Bank
Lake Havasu City, AZ
Mojave Desert Bank
Mojave, CA
Pacific Western Bank
Escondido, CA
Wachovia SBA Lending, Inc.
Roseville, CA
Wells Fargo Bank
San Jose, CA
Wells Fargo Bank
Sioux Falls, SD

Kingman Business Loan Advice

Before contacting banks to get a bank loan, you will need to develop the specifics of your loan request.

You need to be able to clearly explain your business, explain how much you want to borrow, walk the banker through the planned use of proceeds, and show your ability to pay the loan back to the bank.

Being able to present a well-written business plan is is critically important. If the money is to for a company that is already doing business, you should also have financial statements covering the last three years. You will also need to discuss what collateral you have available to guarantee the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to pledge your personal assets, such as your individual retirement account or pension plan. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of these banks participate in the financial assistance programs available through the SBA. Prior to visiting local banks, you may want to do your homework on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you. Advice on Raising Money is a site that is dedicated to aiding small business owners, and we have a lot of resources related to to Raising Money. If raising money is on your to-do list, we would suggest you read Choosing VC Firms.

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