Loan Census Banking News and Information
April 21, 2021  
 
 
  Business Loan Information  
 

Business Loan Irwindale, California

 
Loan Census SBA Loan Info

Raising money in Irwindale, California? If so, you'll want to talk to some of these small business lenders in Irwindale.

This article is written specifically for small business owners in Irwindale, California who are interested in getting a small business loan.

Local Irwindale Business Loan Sources

Without further adieu, here's our list of small business banks in Irwindale.

Small Business Bank Recent SBA Loans
1st Centennial Bank  
Pacific Western Bank 13
Sce Fcu 11
Vineyard Bank 11

Banks that Lend to Irwindale Businesses

This is a list of banks outside of Irwindale, California that have provided SBA loans to Irwindale businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Bank - America California
Rancho Cordova, CA
1
Bank Of America
Charlotte, NC
3
Borrego Springs Bank
Borrego Springs, CA
1
California Bank & Trust
Sacramento, CA
4
Capital One
Mclean, VA
1
Cathay Bank
Alhambra, CA
2
Cathay Bank
Los Angeles, CA
2
Center Bank
Los Angeles, CA
2
Cit Small Business Lending Corp
Livingston, NJ
1
City National Bank
Los Angeles, CA
1
Comerica Bank
Dallas, TX
1
Community Bank
Pasadena, CA
1
First Bank
Huntington Beach, CA
1
Grow America Fund Inc
New York, NY
1
Hanmi Bank
Los Angeles, CA
1
Inland Commun Bank
Duarte, CA
1
Nara Bank
Los Angeles, CA
1
Pacific Western Bank
Covina, CA
1
Pacific Western Bank
Glendora, CA
2
U.S. Bank National Association
Cincinnati, OH
1
United Commercial Bank
San Francisco, CA
1
Wells Fargo Bank
Orange, CA
1
Wells Fargo Bank
San Jose, CA
4
Wells Fargo Bank
Sioux Falls, SD
1
Wilshire State Bank
Los Angeles, CA
1

Tips for Getting a Business Loan in Irwindale

As a prerequisite to contacting banks to get a bank loan, you will need to have a specific plan.

You need to be able to clearly explain your business, explain how much you want to borrow, define how the money will be used, and show how you intend to to pay the loan back to the bank.

Being able to present a well-written business plan is is critically important. If the loan is to for an existing business, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which you cannot repay the loan.

If the business has few assets, you will likely be asked to to guarantee the loan with your personal assets, such as the equity in your home. The banks will look at your personal credit report in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Before meeting with the banker, you may want to read up on on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Make it a priority to learn as much as you can about Raising Money. For starters, we recommend you read Attracting Investors.

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