Loan Census Banking News and Information
April 23, 2021  
 
 
  Business Loan Information  
 

Indio, California Small Business Loans

 
Loan Census SBA Loan Info

Looking for a Indio, California small business loan? We were annoyed by how hard it was to find city-specific small business lenders so we created this page just for you.

If you are hoping to get a small business loan and your business is based in Indio, California, we've assembled a list of local small business banks that you should contact.

Local Indio Lenders

To assist you in finding a small business banker, here's our list of small business banks in Indio.

Small Business Bank Recent SBA Loans
Bank Of America  
California Bank & Trust - Branch Offices- Indio  

Other Lending Resources for Indio Businesses

This is a list of banks outside of Indio, California that have provided SBA loans to Indio businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Banco Popular North America
New York City, NY
2
Bank Of America
Charlotte, NC
7
Bank Of The West
San Francisco, CA
1
Borrego Springs Bank
Borrego Springs, CA
6
Bridge Bank
San Jose, CA
1
California Bank & Trust
Sacramento, CA
3
California Bank & Trust
San Diego, CA
2
Capital One
Mclean, VA
5
Citibank
San Francisco, CA
1
Citizens Business Bank
Ontario, CA
1
Comerica Bank
Dallas, TX
1
Commonwealth Business Bank
Los Angeles, CA
1
Community Bank
Pasadena, CA
1
East West Bank
Pasadena, CA
1
Excel National Bank
Beverly Hills, CA
2
First National Bank - Southern Calif
Vista, CA
1
First Private Bank & Trust
Encino, CA
1
First Standard Bank
Los Angeles, CA
1
Ge Cap. Small Business Finan Corp
St. Louis, MO
1
Innovative Bank
Oakland, CA
1
Metropacific Bank
Irvine, CA
1
Mountain America Fcu
West Jordan, UT
1
Pacific Cap. Bank
Santa Barbara, CA
1
Pacific Western Bank
Escondido, CA
2
Pacific Western Bank
Pico Rivera, CA
1
Pacific Western Bank
San Diego, CA
2
Palm Desert National Bank
Palm Desert, CA
1
Rabobank, National Association
Arroyo Grande, CA
1
Rabobank, National Association
El Centro, CA
3
Saehan Bank
Los Angeles, CA
1
Security Bank Of California
Riverside, CA
2
Superior Financial Group, LLC
Walnut Creek, CA
1
Temecula Valley Bank
Temecula, CA
1
U.S. Bank National Association
Cincinnati, OH
3
Union Bank Of California
San Francisco, CA
1
Uniti Bank
Buena Park, CA
1
Washington Mutual Bank
Henderson, NV
2
Wells Fargo Bank
Carlsbad, CA
3
Wells Fargo Bank
San Jose, CA
10
Wells Fargo Bank
Sioux Falls, SD
2
Wilshire State Bank
Los Angeles, CA
1

Indio Bank Loan Tips

Prior to meeting with banks to discuss getting a bank loan, you will need to develop the specifics of your loan request.

You need to be able to clearly explain your business, explain how much you want to borrow, walk the banker through the planned use of proceeds, and show how you plan to pay the loan back to the bank.

Being able to present a well-written business plan is is critically important. If the money is to for a going concern, you should also have financial statements covering the last three years. In addition, you should itemize what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, the bank may ask you to to to guarantee the loan with your personal assets, such as your individual retirement account or pension plan. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of these banks participate in the financial assistance programs available through the SBA. Prior to visiting local banks, you may want to read up on on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are serious about Raising Money, you need to educate yourself. If you haven't read it already, we recommend you review 504 Loans.

Business Loan Sources for Other Cities in California
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