Loan Census Banking News and Information
April 23, 2024  
 
 
  Business Loan Information  
 

Hilton Head Island, South Carolina Small Business Loans

 
Loan Census SBA Loan Info

Getting a business loan in Hilton Head Island, South Carolina seems challenging at first, but we're here to help you get started.

If you are looking for a small business loan and your business is based in Hilton Head Island, South Carolina, we've assembled a list of local small business banks that you should contact.

Local Hilton Head Island Lending Resources

Without further adieu, here's our list of small business banks in Hilton Head Island.

Small Business Bank Recent SBA Loans
Atlantic Savings Bank Atlantic Savings Bank  
Banc Of America Investment Services- Inc  
Bank Of America  
BB & T  
Beach First National Bank 1
Beachfirst National Bank  
Carolina First Bank 5
Coastal States Bank  
Coastalstates Bank 2
First Citizens Bank  
First Fed. S & L Assoc - Charl 5
First Federal - Consumer Loans  
First Union - Departments- the Cypress  
First Union - Departments- Tide Pointe  
Liberty Savings Bank  
Lighthouse Community Bank  
Low Country National Bank  
Mortgage Network of S C  
NBSC National Bank of SC  
Premier Mortgage Funding Inc  
RBC Centura  
Regions Bank  
South Carolina Bank and Trust  
Washington Mutual - Home Loan Centers- Hilton Head  
Wells Fargo Home Mortgage  

Lenders for Hilton Head Island Businesses

Be sure to speak with bankers outside of Hilton Head Island, South Carolina. These banks, in the table below, have lent to other Hilton Head Island small business owners. In some cases, these large banks may have local bankers you can speak with regarding small business loans.

Small Business Bank Recent SBA Loans
Ameris Bank
Beaufort, SC
1
Bank Of America
Charlotte, NC
25
Beach First National Bank
Myrtle Beach, SC
1
Branch Bank & Trust
Winston Salem, NC
1
Business Devel Corp - So. Caro
Columbia, SC
2
Business Loan Center, LLC
Richmond, VA
1
Capital One
Mclean, VA
1
Cit Small Business Lending Corp
Livingston, NJ
7
Comerica Bank
Austin, TX
1
Community W. Bank
Goleta, CA
1
First Fed. S & L Assoc - Charl
Charleston, SC
2
Ge Cap. Small Business Finan Corp
St. Louis, MO
1
Innovative Bank
Oakland, CA
1
Lowcountry National Bank
Beaufort, SC
2
Regions Bank
Atlanta, GA
2
South Carolina Bank & Trust Natl
Bluffton, SC
1
Stearns Bank
Saint Cloud, MN
1
Suntrust Bank
Atlanta, GA
3
Suntrust Bank
Richmond, VA
1
Temecula Valley Bank
Temecula, CA
1
Transamerica Small Business Capita
Greenville, SC
1
Vantus Bank
Sioux City, IA
1
Wachovia Bank
Charlotte, NC
1
Wachovia SBA Lending, Inc.
Roseville, CA
1

Hilton Head Island Bank Loan Tips

Borrowing money is one of the most common sources of funding for a small business, but securing debt financing is not a slam dunk.

It's always a good idea to talk to as many banks as possible.

When applying for a small business loan, you will find that some banks will not work with you and others will. Of those banks that will work with you, some will offer better loan terms than others.

By talking to all of the local banks in your area, and even reaching out to some of the national banks, you will be sure to get very competitive loan terms.

Remember, before visiting with local small business banks, be sure to prepare your business profile, loan request details, collateral description, business financial statements and personal financial statements.

Gaebler.com Advice on Raising Money

If you are planning on Raising Money, you need to educate yourself. If you haven't read it already, we recommend you review Business Incubators.

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