Loan Census Banking News and Information
March 28, 2024  
 
 
  Business Loan Information  
 

Business Loan Hazlehurst, Georgia

 
Loan Census SBA Loan Info

Small business loans in Hazlehurst, Georgia are available. You just need to talk to the right bank.

This article is written specifically for entrepreneurs in Hazlehurst, Georgia who are interested in getting a bank loan.

Local Hazlehurst Lending Resources

Without further adieu, here's our list of small business banks in Hazlehurst.

Small Business Bank Recent SBA Loans
Altamaha Bank & Trust Company 1
Bank of Hazlehurst - Offices- Branch Office- ATM Location Saturday Ban  
Bank of Hazlehurst - Offices- Main Office  
Baxley Federal Bank  

Other Lending Resources for Hazlehurst Businesses

This is a list of banks outside of Hazlehurst, Georgia that have provided SBA loans to Hazlehurst businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Bank Of America
Charlotte, NC
1
Bank Of The West
Truckee, CA
1
Columbus Bank & Trust
Columbus, GA
1
First National Bank - Coffee Cnty
Douglas, GA
2
The Merchants & Citizens Bank
Mcrae, GA
1
Wachovia Bank
Birmingham, AL
1

Tips for Getting a Business Loan in Hazlehurst

As a prerequisite to reaching out to banks for a loan, you will need to have a specific plan.

You need to be able to clearly explain your business, explain how much you want to borrow, walk the banker through the planned use of proceeds, and show how you plan to pay the loan back to the bank.

A well-defined business plan is is critically important. If the financing is to for a going concern, you should also have financial statements covering the last three years. You will also need to discuss what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which you cannot repay the loan.

If the business has few assets, you will likely be asked to secure the business with your personal assets, such as the equity in your home. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list are SBA lenders. Prior to visiting local banks, you may want to do your homework on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Take the time to learn as much as you can about Raising Money. To get the ball rolling, we recommend you read Getting a Small Business Loan.

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