Loan Census Banking News and Information
March 29, 2024  
 
 
  Business Loan Information  
 

Hapeville, Georgia Business Loan

 
Loan Census SBA Loan Info

I need a loan for my business in Hapeville, Georgia! If that's what's on your mind, you've come to the right place.

This article is written specifically for small business owners in Hapeville, Georgia who are interested in getting debt financing.

Business Loan Providers for Hapeville Businesses

This is a list of banks outside of Hapeville, Georgia that have provided SBA loans to Hapeville businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Bank Of America
Charlotte, NC
2
Business Loan Center, LLC
Panama City Beach, FL
1
Center Bank
Los Angeles, CA
1
Citizens Trust Bank
Atlanta, GA
1
Comerica Bank
Austin, TX
1
Community W. Bank
Goleta, CA
2
Crescent Bank & Trust
Jasper, GA
2
First Charter Bank
Lawrenceville, GA
1
First Intercontinental Bank
Doraville, GA
1
Georgia Banking Company
Atlanta, GA
1
Innovative Bank
Oakland, CA
1
Quantum National Bank
Suwanee, GA
1
Suntrust Bank
Richmond, VA
1

Hapeville Business Loan Advice

Before contacting banks to get a bank loan, you will need to develop the specifics of your loan request.

You need to be able to clearly explain your business, explain how much you want to borrow, walk the banker through the planned use of proceeds, and show how you plan to pay the loan back to the bank.

Being able to present a well-written business plan is is critically important. If the financing is to for a company that is already doing business, you should also have financial statements covering the last three years. You will also need to discuss what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which you cannot repay the loan.

If the business has few assets, you will likely be asked to secure the business with your personal assets, such as your individual retirement account or pension plan. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of these banks participate in the financial assistance programs available through the SBA. Before you sit down to talk with a small business banker, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Take the time to learn as much as you can about Raising Money. To get started, we suggest you read Borrowing Money from Friends and Family.

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