Loan Census Banking News and Information
March 28, 2024  
 
 
  Business Loan Information  
 

Grant, Nebraska Small Business Loans

 
Loan Census SBA Loan Info

I need a loan for my business in Grant, Nebraska! If that's what's on your mind, you've come to the right place.

If you are hoping to get a small business loan and your business is based in Grant, Nebraska, we've assembled a list of local small business banks that you should contact.

Local Grant Lenders

To assist you in finding a small business banker, here's our list of small business banks in Grant.

Small Business Bank Recent SBA Loans
Adams Bank & Trust 2
Pinnacle Bank  
Spectrum Investments Center  
Valley Bank And Trust Company 1

Business Loan Providers for Grant Businesses

This is a list of banks outside of Grant, Nebraska that have provided SBA loans to Grant businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Pinnacle Bank
Lincoln, NE
1

Grant Bank Loan Tips

Prior to meeting with lenders to discuss getting a bank loan, you will need to have a specific plan.

You need to be able to clearly explain your business, explain how much you want to borrow, describe what the money will finance, and show how you plan to pay the loan back to the lender.

Being able to present a well-written business plan is an important prerequisite. If the money is to for an existing business, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to guarantee the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to to guarantee the loan with your personal assets, such as the equity in your home. The banks will look at your personal credit report in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Prior to visiting local banks, you may want to do your homework on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Our Gaebler.com site is all about assisting small business owners, and we have a lot of resources related to to Raising Money. To learn more, we recommend you read Getting a Small Business Loan.

Business Loan Sources for Other Cities in Nebraska
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Get a Business Loan in Hastings

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