Loan Census Banking News and Information
March 28, 2024  
 
 
  Business Loan Information  
 

Goldston, North Carolina Small Business Loans

 
Loan Census SBA Loan Info

Getting a business loan in Goldston, North Carolina seems challenging at first, but we're here to help you get started.

If you are hoping to get a small business loan and your business is based in Goldston, North Carolina, we've assembled a list of local small business banks that you should contact.

Local Goldston Lending Resources

Without further adieu, here's our list of small business banks in Goldston.

Small Business Bank Recent SBA Loans
BB & T - Goldston  

Banks that Lend to Goldston Businesses

This is a list of banks outside of Goldston, North Carolina that have provided SBA loans to Goldston businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Capital One
Mclean, VA
1

Goldston Bank Loan Tips

Prior to reaching out to banks to get a bank loan, you will need to develop the specifics of your loan request.

You need to be able to clearly explain your business, explain how much you want to borrow, describe what the money will finance, and show your ability to pay the loan back to the bank.

Being able to present a well-written business plan is is critically important. If the financing is to for a company that is already doing business, you should also have financial statements covering the last three years. In addition, you should itemize what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, the bank may ask you to to secure the business with your personal assets, such as your individual retirement account or pension plan. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of these banks participate in the financial assistance programs available through the SBA. Before meeting with the banker, you may want to do your homework on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Gaebler.com is a site that is all about providing advice to entrepreneurs, and we have a lot of information pertaining to to Raising Money. For example, one article that might be of interest to you is How to Raise Money.

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