Loan Census Banking News and Information
April 20, 2021  
 
 
  Business Loan Information  
 

Small Business Lenders in Frazier Park, California

 
Loan Census SBA Loan Info

Looking for a Frazier Park, California small business loan? We were annoyed by how hard it was to find city-specific small business lenders so we created this page just for you.

If you are looking for a small business loan and your business is based in Frazier Park, California, we've put together a list of local small business banks that you should contact.

Local Frazier Park Business Loan Sources

To assist you in finding a small business banker, here's our list of small business banks in Frazier Park.

Small Business Bank Recent SBA Loans
Antelope Valley Bank - Branch Offices- Frazier Park  

Banks that Lend to Frazier Park Businesses

This is a list of banks outside of Frazier Park, California that have provided SBA loans to Frazier Park businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Bank Of America
Charlotte, NC
1
Bank Of The Sierra
Porterville, CA
1
California Bank & Trust
Sacramento, CA
6
Innovative Bank
Oakland, CA
1
U.S. Bank National Association
Cincinnati, OH
1

Business Loan Advice for Frazier Park Businesses

Before contacting banks for a loan, you will need to have a specific plan.

You need to be able to clearly explain your business, explain how much you want to borrow, walk the banker through the planned use of proceeds, and show how you intend to to pay the loan back to the bank.

Having a business plan is is critically important. If the financing is to for a company that is already doing business, you should also have financial statements covering the last three years. You will also need to discuss what collateral you have available to guarantee the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to pledge your personal assets, such as the equity in your home. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Before you sit down to talk with a small business banker, you may want to do your homework on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Invest the time to learn as much as you can about Raising Money. To get the ball rolling, we suggest you read Getting a Small Business Loan.

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