Loan Census Banking News and Information
April 21, 2021  
 
 
  Business Loan Information  
 

Business Loan Fountain Hills, Arizona

 
Loan Census SBA Loan Info

Raising money in Fountain Hills, Arizona? If so, you'll want to talk to some of these small business lenders in Fountain Hills.

This article is written specifically for small business owners in Fountain Hills, Arizona who are interested in getting a small business loan.

Local Fountain Hills Banks

To assist you in finding a small business banker, here's our list of small business banks in Fountain Hills.

Small Business Bank Recent SBA Loans
Bank Of America  
Meridian Bank - Branches  
Meridian Bank N A  
National City Mortgage  
State Farm Bank  
Washington Federal Savings - Fountain Hills  
Washington Mutual  

Lenders for Fountain Hills Businesses

This is a list of banks outside of Fountain Hills, Arizona that have provided SBA loans to Fountain Hills businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Alliance Bank
Culver City, CA
1
Bank Of America
Charlotte, NC
9
Bank Of The West
Salt Lake City, UT
1
Bank Of The West
Truckee, CA
1
Business Lenders, LLC
Hartford, CT
1
California Bank & Trust
Sacramento, CA
1
Capital One
Mclean, VA
4
Cit Small Business Lending Corp
Livingston, NJ
5
Comerica Bank
Dallas, TX
4
Community Bank Of Arizona
Phoenix, AZ
1
Compass Bank
Birmingham, AL
5
Copper Star Bank
Scottsdale, AZ
4
Desert Hills Bank
Phoenix, AZ
1
First National Bank Of Arizona
Scottsdale, AZ
1
Jpmorgan Chase Bank
Houston, TX
9
M&i Marshall & Ilsley Bank
Milwaukee, WI
4
National Bank Of Arizona
Phoenix, AZ
1
Pacific Cap. Bank
Santa Barbara, CA
1
Stearns Bank Arizona
Scottsdale, AZ
1
Sterling Savings Bank
Santa Rosa, CA
2
Sunrise Bank Of Arizona
Phoenix, AZ
1
U.S. Bank National Association
Cincinnati, OH
1
Wachovia SBA Lending, Inc.
Roseville, CA
1
Washington Mutual Bank
Henderson, NV
2
Wells Fargo Bank
Phoenix, AZ
5
Wells Fargo Bank
San Jose, CA
3
Wells Fargo Bank
Sioux Falls, SD
1

Tips for Getting a Business Loan in Fountain Hills

As a prerequisite to meeting with lenders to get a bank loan, you will need to develop the specifics of your loan request.

You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, define how the money will be used, and show how you intend to to pay the money back to the lender.

Being able to present a well-written business plan is is critically important. If the bank loan is to for a company that is already doing business, you should also have financial statements covering the last three years. In addition, you should itemize what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, the bank may ask you to to to guarantee the loan with your personal assets, such as your individual retirement account or pension plan. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of these banks are SBA lenders. Before meeting with the banker, you may want to do your homework on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are new to our Gaebler.com site, you should know that we are dedicated to helping entrepreneurs, and we have a lot of resources related to to Raising Money. For example, one article that might be of interest to you is Investor Turnoffs.

Business Loan Sources for Other Cities in Arizona
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Get a Business Loan in Gilbert

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