Loan Census Banking News and Information
April 21, 2021  
 
 
  Business Loan Information  
 

Fillmore, California Small Business Loans

 
Loan Census SBA Loan Info

Small business loans in Fillmore, California are available. You just need to talk to the right bank.

If you are looking for a small business loan and your business is based in Fillmore, California, we've assembled a list of local small business banks that you should contact.

Business Loan Providers for Fillmore Businesses

This is a list of banks outside of Fillmore, California that have provided SBA loans to Fillmore businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Banco Popular North America
New York City, NY
1
California Oaks State Bank
Thousand Oaks, CA
1
Citizens Business Bank
Burbank, CA
1
Comerica Bank
Dallas, TX
1
Community W. Bank
Goleta, CA
1
First California Bank
Camarillo, CA
1
First California Bank
Oxnard, CA
1
Innovative Bank
Oakland, CA
1
Montecito Bank & Trust
Santa Barbara, CA
2
Pacific Cap. Bank
Santa Barbara, CA
1
Rabobank, National Association
Arroyo Grande, CA
2
Saehan Bank
Los Angeles, CA
1
Temecula Valley Bank
Temecula, CA
1
Union Bank Of California
San Francisco, CA
1
Union Bank Of California
Simi Valley, CA
1
Wachovia SBA Lending, Inc.
Roseville, CA
1
Wells Fargo Bank
San Jose, CA
2

Fillmore Bank Loan Tips

As a prerequisite to contacting banks to discuss getting a bank loan, you will need to have a specific plan.

You need to be able to clearly explain your business, explain how much you want to borrow, describe what the money will finance, and show how you plan to pay the loan back to the bank.

Being able to present a well-written business plan is an important prerequisite. If the money is to for a company that is already doing business, you should also have financial statements covering the last three years. In addition, you should itemize what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to secure the business with your personal assets, such as the equity in your home. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Before meeting with the banker, you may want to read up on on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Make it a priority to learn as much as you can about Raising Money. To get started, we recommend you read Bank Credit Lines.

Business Loan Sources for Other Cities in California
Get a Business Loan in Fallbrook
Get a Business Loan in Folsom

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