Loan Census Banking News and Information
December 3, 2023  
  Business Loan Information  

Business Loan Felton, California

Loan Census SBA Loan Info

Raising money in Felton, California? If so, you'll want to talk to some of these small business lenders in Felton.

These materials were prepared for entrepreneurs in Felton, California who are interested in getting a bank loan.

Business Loan Providers for Felton Businesses

This is a list of banks outside of Felton, California that have provided SBA loans to Felton businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Capital One
Mclean, VA
Cit Small Business Lending Corp
Livingston, NJ
Coast Comm. Bank A Division -
Santa Cruz, CA
Comerica Bank
Dallas, TX
Excel National Bank
Beverly Hills, CA
Heritage Bank Of Commerce
San Jose, CA
Innovative Bank
Oakland, CA
Santa Cruz Community Cu
Santa Cruz, CA
Sterling Savings Bank
Santa Rosa, CA
Superior Financial Group, LLC
Walnut Creek, CA
Union Bank Of California
San Francisco, CA
Wells Fargo Bank
Sioux Falls, SD
Wilshire State Bank
Los Angeles, CA

Tips for Getting a Business Loan in Felton

Prior to meeting with banks to get a bank loan, you will need to develop the specifics of your loan request.

You need to be able to clearly explain your business, explain how much you want to borrow, describe what the money will finance, and show how you intend to to pay the loan back to the bank.

A well-defined business plan is essential. If the money is to for a company that is already doing business, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to secure the business with your personal assets, such as your individual retirement account or pension plan. The banks will look at your personal credit report in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Before meeting with the banker, you may want to do your homework on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you. Advice on Raising Money

If you are serious about Raising Money, you need to learn as much as you can. If you haven't read it already, we recommend you review Business Credit Evaluation.

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