Loan Census Banking News and Information
April 21, 2021  
 
 
  Business Loan Information  
 

Small Business Lenders in Escondido, California

 
Loan Census SBA Loan Info

Raising money in Escondido, California? If so, you'll want to talk to some of these small business lenders in Escondido.

If you are looking for a small business loan and your business is based in Escondido, California, we've put together a list of local small business banks that you should contact.

Local Escondido Business Lenders

To assist you in finding a small business banker, here's our list of small business banks in Escondido.

Small Business Bank Recent SBA Loans
1st Centennial Bank 1
Bank Of America  
Bank Of Escondido 7
California Bank & Trust - Branch Offices- Carlsbad Village Office- Escon  
California Community Bank  
La Jolla Bank, FSB 102
Pacific Western Bank 511
Wells Fargo Bank 27

SBA Lenders for Escondido Businesses

This is a list of banks outside of Escondido, California that have provided SBA loans to Escondido businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
1st Centennial Bank
Brea, CA
2
1st Centennial Bank
Redlands, CA
1
1st Pacific Bank Of California
San Diego, CA
1
Alliance Bank
Culver City, CA
1
Banco Popular North America
New York City, NY
1
Bank - America California
Rancho Cordova, CA
1
Bank Of America
Charlotte, NC
46
Bank Of The West
Salt Lake City, UT
2
Bank Of The West
San Francisco, CA
1
Borrego Springs Bank
Borrego Springs, CA
2
Business Lenders, LLC
Hartford, CT
1
Business Loan Center, LLC
New York, NY
4
Business Loan Center, LLC
Panama City Beach, FL
8
California Bank & Trust
Sacramento, CA
32
California Bank & Trust
San Diego, CA
2
Capital One
Mclean, VA
13
Capital One Bank (usa)
Glen Allen, VA
3
Cathay Bank
Alhambra, CA
1
Center Bank
Los Angeles, CA
1
Centerbank
Milford, OH
1
Cit Small Business Lending Corp
Livingston, NJ
9
Citibank
Las Vegas, NV
3
Citibank
San Francisco, CA
5
City National Bank
Los Angeles, CA
1
Comerica Bank
Dallas, TX
6
Commonwealth Business Bank
Los Angeles, CA
1
Community Bank
Pasadena, CA
1
Community W. Bank
Goleta, CA
3
Discovery Bank
San Marcos, CA
8
First Bank
Chula Vista, CA
4
First Bank
Huntington Beach, CA
1
First National Bank - Southern Calif
San Marcos, CA
8
Gateway Business Bank
Cerritos, CA
2
Hanmi Bank
Los Angeles, CA
1
Innovative Bank
Oakland, CA
5
La Jolla Bank, FSB
La Jolla, CA
7
Lehman Brothers Bank, FSB
Wilmington, DE
5
Metropacific Bank
Irvine, CA
2
Mission Oaks National Bank
Temecula, CA
1
Neighborhood National Bank
San Diego, CA
2
Newtek Small Business Finance Inc.
New York, NY
1
Pacific Cap. Bank
Santa Barbara, CA
9
Pacific City Bank
Los Angeles, CA
1
Pacific Coast National Bank
San Clemente, CA
4
Pacific Western Bank
Carlsbad, CA
2
Pacific Western Bank
Rancho Santa Fe, CA
2
Pacific Western Bank
San Diego, CA
6
Pacific Western Bank
Santee, CA
1
Saehan Bank
Los Angeles, CA
1
San Diego National Bank
San Diego, CA
1
Security Bank Of California
Riverside, CA
1
South Valley National Bank A Divis
Gilroy, CA
1
Spectrum Bank
Irvine, CA
1
Sunrise Bank Of Arizona
Phoenix, AZ
2
Temecula Valley Bank
Temecula, CA
10
U.S. Bank National Association
Cincinnati, OH
21
Union Bank Of California
San Francisco, CA
14
United Commercial Bank
Pasadena, CA
1
Uniti Bank
Buena Park, CA
1
Ups Capital Business Credit
Windsor, CT
1
Vineyard Bank
Corona, CA
3
Wachovia SBA Lending, Inc.
Roseville, CA
1
Washington Mutual Bank
Henderson, NV
8
Wells Fargo Bank
Auburn, CA
1
Wells Fargo Bank
Carlsbad, CA
19
Wells Fargo Bank
San Jose, CA
28
Wells Fargo Bank
Sioux Falls, SD
6
Wilshire State Bank
Los Angeles, CA
2

Business Loan Advice for Escondido Businesses

Before reaching out to banks for a loan, you will need to develop the specifics of your loan request.

You need to be able to clearly explain your business, explain how much you want to borrow, describe what the money will finance, and show how you plan to pay the loan back to the bank.

Being able to present a well-written business plan is an important prerequisite. If the money is to for a going concern, you should also have financial statements covering the last three years. You will also need to discuss what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which you cannot repay the loan.

If the business has few assets, you will likely be asked to pledge your personal assets, such as your individual retirement account or pension plan. The banks will look at your personal credit report in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Prior to visiting local banks, you may want to do your homework on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are serious about Raising Money, you need to learn as much as you can. If you haven't read it already, we recommend you review 504 Loans.

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