Loan Census Banking News and Information
April 21, 2021  
 
 
  Business Loan Information  
 

Encino, California Small Business Loans

 
Loan Census SBA Loan Info

I need a loan for my business in Encino, California! If that's what's on your mind, you've come to the right place.

If you are planning on applying for a small business loan and your business is based in Encino, California, we've assembled a list of local small business banks that you should contact.

Local Encino Business Lenders

Without further adieu, here's our list of small business banks in Encino.

Small Business Bank Recent SBA Loans
Bank Leumi USA  
Bank Of America  
California Bank & Trust - Branch Offices- Encino  
California Bank and Trust - Branch Offices- San Fernando Valley  
First Commerce Bank 32
First Private Bank & Trust 133

Banks that Lend to Encino Businesses

This is a list of banks outside of Encino, California that have provided SBA loans to Encino businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Banco Popular North America
New York City, NY
3
Bank Of America
Charlotte, NC
59
California Oaks State Bank
Thousand Oaks, CA
1
Capital One
Mclean, VA
9
Cathay Bank
Los Angeles, CA
1
Center Bank
Los Angeles, CA
1
Cit Small Business Lending Corp
Livingston, NJ
3
Citibank
San Francisco, CA
1
Comerica Bank
Dallas, TX
3
Community Bank
Pasadena, CA
1
East West Bank
Pasadena, CA
1
Excel National Bank
Beverly Hills, CA
1
First Bank
Creve Coeur, MO
2
Fullerton Community Bank, FSB
Fullerton, CA
1
Ge Cap. Small Business Finan Corp
St. Louis, MO
1
Hanmi Bank
Los Angeles, CA
3
Hsbc Bank Usa
Syracuse, NY
1
Innovative Bank
Oakland, CA
10
Merrill Lynch Bank Usa
Salt Lake City, UT
1
Mirae Bank
Los Angeles, CA
1
Nara Bank
Los Angeles, CA
2
National Bank Of California
Los Angeles, CA
1
Pacific Cap. Bank
Santa Barbara, CA
1
Pacific Mercantile Bank
Costa Mesa, CA
1
Premier America Cu
Chatsworth, CA
1
Saehan Bank
Los Angeles, CA
1
U.S. Bank National Association
Cincinnati, OH
4
Vision One Cu
Sacramento, CA
2
Washington Mutual Bank
Henderson, NV
5
Wells Fargo Bank
Carlsbad, CA
1
Wells Fargo Bank
San Jose, CA
5
Wilshire State Bank
Los Angeles, CA
1

Encino Bank Loan Tips

As a prerequisite to reaching out to banks for a loan, you will need to have a specific plan.

You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, define how the money will be used, and show your ability to pay the money back to the bank.

Being able to present a well-written business plan is is critically important. If the loan is to for a going concern, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to secure the business with your personal assets, such as the equity in your home. The banks will look at your personal credit report in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Before meeting with the banker, you may want to read up on on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are planning on Raising Money, you need to learn as much as you can. If you haven't read it already, we recommend you review Business Incubators.

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