Loan Census Banking News and Information
April 21, 2021  
 
 
  Business Loan Information  
 

Dixon, California Small Business Loans

 
Loan Census SBA Loan Info

Looking for a Dixon, California small business loan? We were annoyed by how hard it was to find city-specific small business lenders so we created this page just for you.

If you are looking for a small business loan and your business is based in Dixon, California, we've assembled a list of local small business banks that you should contact.

Local Dixon Business Loan Sources

To help you learn more about local small business lenders, here's our list of small business banks in Dixon.

Small Business Bank Recent SBA Loans
Bank Of America  
First Northern Bank Of Dixon 48

Other Lending Resources for Dixon Businesses

This is a list of banks outside of Dixon, California that have provided SBA loans to Dixon businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Bank Of America
Charlotte, NC
4
Bank Of The West
San Francisco, CA
1
Bridge Bank
San Jose, CA
1
California Bank & Trust
Sacramento, CA
1
Capital One
Mclean, VA
2
Farmers & Merchants Bank - Cent.
Lodi, CA
1
Innovative Bank
Oakland, CA
1
Nara Bank
Los Angeles, CA
1
Small Business Loan Source LLC
Houston, TX
1
Temecula Valley Bank
Temecula, CA
1
Travis Cu
Vacaville, CA
1
U.S. Bank National Association
Cincinnati, OH
1
Umpqua Bank
Roseburg, OR
1
Wells Fargo Bank
San Jose, CA
4

Dixon Bank Loan Tips

Prior to reaching out to banks to discuss getting a bank loan, you will need to determine exactly what size loan you will be asking for.

You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, describe what the money will finance, and show how you plan to pay the money back to the bank.

A well-defined business plan is essential. If the financing is to for a company that is already doing business, you should also have financial statements covering the last three years. You will also need to discuss what collateral you have available to guarantee the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to to guarantee the loan with your personal assets, such as stocks and bonds that you might own or life insurance policies. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list are SBA lenders. Before you sit down to talk with a small business banker, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are planning on Raising Money, you need to educate yourself. If you haven't read it already, we recommend you review Getting a Small Business Loan.

Business Loan Sources for Other Cities in California
Get a Business Loan in Dinuba
Get a Business Loan in Downey

Browse All Business Loan Sources for California