Loan Census Banking News and Information
March 28, 2024  
 
 
  Business Loan Information  
 

Dickinson, Texas Business Loan

 
Loan Census SBA Loan Info

Small business loans in Dickinson, Texas are available. You just need to talk to the right bank.

This article is written specifically for entrepreneurs in Dickinson, Texas who are interested in getting a bank loan.

Local Dickinson Lenders

To help you learn more about local small business lenders, here's our list of small business banks in Dickinson.

Small Business Bank Recent SBA Loans
Amegy Bank  
Check N Go of Texas Inc  
Coastal Banc SSB  

SBA Lenders for Dickinson Businesses

This is a list of banks outside of Dickinson, Texas that have provided SBA loans to Dickinson businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
1st Choice Bank
Houston, TX
2
Amegy Bank
League City, TX
1
Amer Business Lending Inc.
Dallas, TX
1
Banco Popular North America
New York City, NY
2
Bank Of America
Charlotte, NC
1
Business Loan Center, LLC
New York, NY
1
Capital One
Mclean, VA
2
Compass Bank
Birmingham, AL
2
First Bank
Creve Coeur, MO
1
First Choice Bank
Geneva, IL
1
Innovative Bank
Oakland, CA
5
Jpmorgan Chase Bank
Houston, TX
2
Metrobank
Houston, TX
1
Sterling Bank
Houston, TX
1
Texas First Bank Santa Fe
Friendswood, TX
1
Texas First Bank Santa Fe
Santa Fe, TX
2
United Central Bank
Garland, TX
2
Vst Financial Services, Inc
Atlanta, GA
1
Wells Fargo Bank
Sioux Falls, SD
1

Dickinson Business Loan Advice

Before meeting with banks for a loan, you will need to determine exactly what size loan you will be asking for.

You need to be able to clearly explain your business, explain how much you want to borrow, walk the banker through the planned use of proceeds, and show how you plan to pay the loan back to the bank.

A well-defined business plan is essential. If the money is to for an existing business, you should also have financial statements covering the last three years. You will also need to discuss what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to pledge your personal assets, such as stocks and bonds that you might own or life insurance policies. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Before you sit down to talk with a small business banker, you may want to read up on on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are new to our Gaebler.com site, you should know that we are passionate about helping entrepreneurs, and we have a lot of information pertaining to to Raising Money. For example, we would suggest you read Business Incubators.

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