Loan Census Banking News and Information
March 29, 2024  
 
 
  Business Loan Information  
 

Small Business Lenders in Destrehan, Louisiana

 
Loan Census SBA Loan Info

Raising money in Destrehan, Louisiana? If so, you'll want to talk to some of these small business lenders in Destrehan.

If you are planning on applying for a small business loan and your business is based in Destrehan, Louisiana, we've put together a list of local small business banks that you should contact.

Local Destrehan Banks

To help you learn more about local small business lenders, here's our list of small business banks in Destrehan.

Small Business Bank Recent SBA Loans
Bank One  
Hibernia National Bank - Norco Destrehan- Customer Service  

Lenders for Destrehan Businesses

This is a list of banks outside of Destrehan, Louisiana that have provided SBA loans to Destrehan businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Gulf Coast Bank & Trust
New Orleans, LA
1
Innovative Bank
Oakland, CA
4
Jpmorgan Chase Bank
Houston, TX
4
Newtek Small Business Finance Inc.
New York, NY
1
Parish National Bank
Bogalusa, LA
1
Superior Financial Group, LLC
Walnut Creek, CA
1

Business Loan Advice for Destrehan Businesses

Prior to reaching out to banks to discuss getting a bank loan, you will need to determine exactly what size loan you will be asking for.

You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, define how the money will be used, and show how you plan to pay the money back to the bank.

Having a business plan is an important prerequisite. If the loan is to for a going concern, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to guarantee the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which you cannot repay the loan.

If the business has few assets, the bank may ask you to to pledge your personal assets, such as stocks and bonds that you might own or life insurance policies. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of these banks participate in the financial assistance programs available through the SBA. Before you sit down to talk with a small business banker, you may want to read up on on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are planning on Raising Money, you need to get up to speed on the subject. If you haven't read it already, we recommend you review Find Start-Up Capital.

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